Women generally enjoy cheaper car insurance rates than men. This is because they are perceived to be better drivers, a fact which is statistically pro...
Women generally enjoy cheaper car insurance rates than men. This is because they are perceived to be better drivers, a fact which is statistically proven. Records show that men account for the highest percentage of road accidents. Women on the other hand cause fewer fatal accidents and make fewer claims. As a woman, you can earn yourself more discounts off your cost of insurance if you observe some practices.
1. Chose the car you drive carefully and you will enjoy much lower rates.
The cheapest cars to insure are those with small engines. They are easier to control and have limited speed limits. This reduces their likelihood of losing control and crashing. Big cars with powerful engines and high speed limits cost more to insure. Checking the safety rating of a car before buying will help you determine which category it falls in. If it has a low rating, do not touch it but if the rating is high, that is the car to buy.
2. Take measures to make your car even safer by installing safety features.
Alarms, airbags, tracking devices and anti-theft devices are all good choices. This will earn you a discount.
3. Be a good and responsible driver.
This is reflected in one’s driving record. If your record is filled with reports of tickets, fines, accidents and claims, you are far from being a candidate for low insurance rates. Keep your record clean by avoiding all the above and you will qualify for cheap rates. The insurer will be observing you and if in five years your record will still be clean, they will give you very low rates.
Now that you know what you need to do in order to enjoy the cheapest car insurance rates, go online and begin your search. The best way to find the lowest rate is by requesting for quotes and comparing them. A quotes comparison website will make this easy for you so utilize one.
5 Tips to Cut Costs on Car Insurance for Teenagers
You will face a number of issues when you are going to buy cheap car insurance for 17 year olds. Since most providers consider teenagers to be high ri...Are You Paying More than Necessary for Your Student Auto Insurance?
Drivers of all ages have the necessity of needing auto insurance but none more so than student drivers. It’s not a good idea to drive uninsured ...5 Ways to Get a Price Cut on Car Insurance for Men
Men are considered Public Enemy No. 1 when it comes to car insurance. Statistically speaking, men get into more serious accidents than women do ...