4 Mistakes to Avoid With Car Accident Claims Austin Texas

If you have been in a car accident, then you may need to file a car accident claim. A car accident claim can help you get the proper compensation for damages to your car, medical expenses, and more. However, there are many pitfalls associated with filing these types of claims. The following are 4 mistakes you should avoid with car accident claims Austin Texas

Mistake #1: Accepting a quick settlement from your insurance

This is one of the biggest mistakes that you could make in regards to a car accident claim. Many insurance companies will offer quick settlements in the hopes that you will impulsively accept due to existing medical bills or the need to have your damaged car repaired quickly. However, these quick settlements are almost never close to the actual financial compensation that you are entitled to receive. Instead of accepting a quick settlement offer, contact an experienced car accident claim lawyer so that they can help you get the compensation you deserve.

Mistake #2: Not having a legal team explain your insurance coverage

Your insurance provider is going to have one of their insurance adjusters explain what is and isn't covered by your insurance after an accident. However, they only legally have to provide you with discloses if you specifically ask for them; if you don't know what questions to ask, you may end up not fully understanding what should be covered by your insurance. This could lead to a costly mistake down the road. It’s best to have a legal team cover what questions you should be asking your insurance provider so that you can get the fullest picture of your insurance coverage.

Mistake #3: Going to a different doctor referred by your insurance company

Many insurance companies will refer you to a specific doctor after a car accident, but you should know that any doctor the insurance company refers you to be someone who works regularly with that company. The doctor will likely skew towards medical results that are intended to mesh with the insurance company's wishes regarding accident claims. It is best to go to your own doctor or a doctor of your choice. However, in some cases, you may have a legal requirement to get a second medical opinion if the insurance company requests that you receive one. If you are working with a legal team, they will be able to help prevent any misleading or fraudulent medical reports from impacting your claim.

Mistake #4: Not seeking medical attention after a minor accident

Not all car accident claims will require the involvement of a lawyer. For example, if the car accident was no minor that the only damage to your car was, say, a scratch on the paint then there is no need to involve a lawyer for a simple settlement. However, one thing you shouldn’t do is assume that because the accident was minor that you were not injured. Some injuries may be undetected until days after the accident, so always seek medical attention so that you can be duly compensated for your injuries later on.

Don’t make the above mistakes when it comes to filing your car accident claims!