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Article Title : How To Shop Wisely This Valentines Day
Author : Paul Penafiel
Word Count : 268
Here are several things to keep in mind when shopping online for
this upcoming Valentines Day:
Pay with a Credit Card and Protect Your Passwords: Credit cards offer
you the most protection as a consumer. Never send cash! If you pay
by credit card, your transaction is protected by the Fair Credit
Billing Act. This limits your liability for any unauthorized charges
to only $50.
Understand the Return Policy: Determine the company’s refund and
return policies before you place any order. Generally, any item that
has been engraved or personalized in any way, will not qualify for
the store’s Return Policy.
Shop with Security: When online, look for a symbol of an unbroken
key or padlock of the bottom of your Web browser window to ensure that
your transmission is protected.
Print all Transaction Records: Make sure to print or save
electronically any records related to your online transactions.
This will help you keep track of shipping dates, shipping and handling
fees, and other details of your transaction. Take as much info as
possible including names, their title and phone numbers in case of
disputes.
File a Complaint
If you suspect the business may have broken the law, file a complaint
with the Federal Trade Commission. You can call the FTC toll-free
at 1-877-FTC-HELP (1-877-382-4357) or file a complaint online at
www.ftc.gov. or report it to your local Better Business Bureau.
Check the Site’s Privacy Policy: The company’s privacy policy should
let you know what personal information the company is collecting, why,
and how the information is going to be used. Be cautious if you’re
asked to supply personal information, such as your Social Security
number or personal bank account information to conduct a transaction.
