Cheap car insurance for young drivers : Top Tips

However, as well as the tempting finance deals that offer affordable ways to drive off in a new car, the manufacturer will sometimes help to insure young drivers, too.Ford is currently offering a contribution of up to £500 off Marmalade insurance if you buy a new Fiesta, for example, as long as you fit it with a black box (explained below). You must be between 17-24, and the offer is subject to all the usual eligibility criteria.

Where should I look for cheaper car insurance?The quickest and easiest way to find the cheapest car insurance quote is to go online to one of the various comparison websites.By the way,you could also find high-quality car dvd or android car GPS on the various comparison websites.

There are a few pitfalls to be aware of when using comparison websites, too. First, be careful to check the details. For example, to reduce the premium in order to rank higher on the sites insurance companies will often include higher compulsory excess which may not suit your needs.Consider ringing up the insurer directly, too. They’ll sometimes be able to beat the online quote as they won’t have to pay the fee that the comparison site charges. Don’t assume fully comprehensive cover will be more expensive than third party android car stereo, either. Sometimes the fully-comp deals come out less expensive.

What is black box car insurance?Telematics or 'black box' car insurance – is an emerging market that continues to offer young drivers a way to get cheaper premiums.

The technology – a black box maybe like a car dvd or a sensor- is fitted to your car. It gathers driving data such as speed, distance and time of day, which is then fed back to the insurer to generate more accurate premiums for individual drivers and hand out rewards to those who drive safely.If you’re a safe driver you’ll be rewarded with bonus miles or may get a discount at renewal time. Choosing a policy with telematics as part of the deal will almost certainly reduce your premium as a young driver so it's well worth considering.

Can my parents help to lower my car insurance quote? When filling in your insurance details, there’s no benefit to bending the truth. Not only is it illegal, in the event of an accident would invalidate your cover altogether.

Here is the history of the UK driving test.Consider adding your parent as a named driver on your insurance policy, even if they only drive the car occasionally. You must list yourself as the owner and lead policyholder but there’s nothing wrong with using an additional experienced driver to help cut costs.Similarly, if your parents have insurance cover on their own cars, consider getting a multi-car policy. Larger insurers will offer a discount for insuring a fleet of family cars and as a result your individual insurance quote will be less.

Car insurance is affected heavily by location as well. Clearly we’re not suggesting you move house to get a cheaper insurance deal but getting your car off the road and onto a driveway or into a garage will help lower your risk and subsequently reduce your premium. Fitting alarms and gm navigation or immobilisers  to your car will help too.

What’s the best car to buy to get cheaper car insurance?

Young drivers who’ve just passed their tests all want a flash car with latest built-in car dvd or gm navigation and to show off to their mates in but as a general rule, the flasher the car the more the insurance. There’s obviously the purchase price to think about too but even if you can find the funds to buy that dream car or you’ve been given the cash as a present – you might not be able to insure it.