Did you know that driving without car insurance in Singapore is illegal? Adequate car insurance not only shields you from legal liabilities arising from third-party injuries but also offers comprehensive protection for your vehicle. This article delves into the various types of car insurance available in Singapore, highlighting their benefits and nuances.
In Singapore, it is mandatory for all drivers to have car insurance. This requirement ensures that drivers are financially protected in the event of an accident, particularly when it involves third-party injuries or property damage. According to the Motor Vehicles (Third-Party Risks and Compensation) Act, driving without insurance can result in severe penalties, including fines and imprisonment.
Third-party coverage is the minimum legal requirement in Singapore. It covers:
However, this type of insurance does not cover theft or damage to your own vehicle.
This policy includes all the benefits of third-party coverage, with additional protection for:
Comprehensive coverage is the most extensive type of car insurance. It includes:
Most car owners in Singapore opt for comprehensive coverage due to the high cost of vehicles and the extensive protection it offers. Additionally, if you finance your car, the lender will typically require comprehensive insurance.
Comprehensive insurance policies can be further enhanced with additional premiums to cover specific situations such as:
Understanding the different types of car insurance coverage available in Singapore is crucial for ensuring you are adequately protected. While third-party coverage meets the legal requirements, comprehensive coverage offers the most extensive protection, making it the preferred choice for most car owners. Always review your policy details and consider additional coverage options to tailor your insurance to your specific needs.
By taking the time to understand your car insurance options, you can make informed decisions that balance protection and affordability. For more detailed information on car insurance policies, you can visit the Monetary Authority of Singapore or consult with a licensed insurance provider.
This article provides a comprehensive overview of car insurance coverage in Singapore, highlighting the legal requirements, types of coverage, and additional options available to drivers. Understanding these nuances can help you choose the right insurance policy to protect yourself and your vehicle.
Knowing and Taking Care of Fish Oil Overdose
Although fish oil benefits are many, but we need to watch out for overdose and take only recommended amounts of fish oil as advised by family physician. Fish oil overdose can cause some minor irritation and problems (eg. Diarrhoea, Flatoulence, Fishy aftertaste in the mouth) to the individual though it is rare and the effects are not quite severe.
How Can Fish Oil Lower Cholesterol?
Health agencies acknowledge that fish oil lower cholesterol to acceptable levels . Fish oil is closely related to good cholesterol. Fish oil lowers the cholesterol level in the body specifically the elevated triglyceride levels that are very harmful to anyone’s health condition. Having ample amounts of fish oil in your diet can also reduce the levels of triglyceride in your bloodstream, thus further settling the delicate balance between the levels of HDL and LDL in your body to reduce the risk of cardiovascular complications.
Pharmaceutical Grade Fish Oil - Purity Omegaberry Fish Oil
Made of the finest ingredients, the Omegaberry Fish Oil is the rich antioxidant which features a 20 mg. blend of Billberry, Strawberry, Blueberry, Blackberry, and Cranberry. Omegaberry is procured after the “finest, freshest, and purest Omega-3 Oils. An additional feature of Omegaberry is that these Fish Oils are pharmaceutical grade fish oil; they are “molecularly distilled, where impurities and contaminants from the Fish Oil are removed and making it of high purity.”
