Debt Settlement Programs - How to Find the Top Rated Debt Settlement Programs

Jan 27
08:48

2010

Matt Couch

Matt Couch

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Debt settlement programs vary widely in both their structure and their overall effectiveness in eliminating your debt. Consumers generally need to be ...

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Debt settlement programs vary widely in both their structure and their overall effectiveness in eliminating your debt. Consumers generally need to be at least $10,000 in unsecured debt to qualify for debt settlement programs but the most important thing is knowing how to locate the best programs on the market. This article will help you in finding the best programs in your area through a proven and widely accepted method.

When talking with a debt company you should make sure that you get some basic questions answered before even considering doing business with them. The first thing that you should ask is if they are a part of The Association Of Settlement Companies. TASC is a independent watchdog of the debt industry and only accepts companies into their accredited organization that have successfully proven their ability to settle debt at a high standard. All legitimate debt settlement programs will be a part of TASC and if they are not I would strongly recommend looking elsewhere.

One other thing that you should also clarify is to make sure they have a refund policy. Most debt settlement programs will allow consumers to pay a monthly payment into an escrow account which will accumulate and eventually be used to pay off the agreed upon settlement. Make sure it is clearly stated that if you should need that money back for any reason that it is your money and not the companies. Any company without a clear refund policy is probably a scam and should be avoided at all cost.

If you want to get out of debt and hire a debt settlement company for debt negotiation then I have an important piece of advice. Do Not go directly to a particular debt settlement company but rather first go to a debt relief network who is affiliated with several legitimate debt companies. In order to be in the debt relief network,Debt Settlement Programs - How to Find the Top Rated Debt Settlement Programs Articles the debt settlement companies must prove a track record of successfully negotiating and eliminating debt. They must also pass an ethical standards test. Going through a debt relief network will ensure that the debt company you are provided with is a legitimate and respected company.

FreeDebtSettlementAdvice.com is one of the largest and most respected debt relief networks on the marketplace today. To find a debt settlement company through FreeDebtSettlementAdvice.com check out the following link:

Free Debt Advice(http://www.freedebtsettlementadvice.com)