Get your Old Car Insured

Antique cars are usually the pride and joy of their owners who relish the opportunity to show them off whenever possible; insurance for a valued possession such as this essential, even if it were almost impossible to replace.

Although you might think it hard to obtain, it is surprising how many companies can actually supply antique car insurance. This is obviously good for the person searching for the classic car insurance as they have an abundance of companies to choose from; this should also make it easier to find a company that provides a quotation they can easily afford.

Not to be outdone, everyday commercial auto insurers have designed policies to meet the needs of antique car owners; these are also called collectors auto insurance and these policies are tailored directly to the car being covered. Coverage is calculated once a representative from the insurance company takes the details of your car and your personal details so as to provide the best policy. You can of course lower your premium by increasing your deductible above the standard limit your insurer sets.

It is important to know that the company you are insuring your antique car with is reliable; companies like this are usually well established with a good reputation. These large companies are also able to insure your modern car at the same time and may even have a discount scheme for multiple policies. Antique car insurance with larger companies that do not specialize in this type of policy may be more expensive but this is often worth the extra as they are well established.

Large numbers of old car owners still insure their vehicles with the specialist auto insurers as they can be more competitive; quite often however, they are not able to insure any other car you own. There are even companies that will only insure a particular type of classic car which might make it difficult finding an insurer for your own vehicle. Research is the key when it comes to the smaller antique car insurers so try and find one that is reliable and has a good reputation by checking online insurance resources.

This can be an awkward situation when you have been paying your insurance premium regularly to find the insurance company will not pay out on a claim you have made. Finding antique car insurance can be a lengthy and frustrating process; nevertheless, it is far better to spend a little time doing this than not having the car insured at all. By their very nature, classic cars are almost always irreplaceable and represent a big investment on the part of the owner so protection for these cars is an absolute necessity.