Making Your Online Transactions More Secure

Feb 9
09:06

2015

Sumat Prasad Jain

Sumat Prasad Jain

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Today, modern life is centred on the internet. For even the smallest of the work people take help of the internet. Apart from helping us in collecting any information it has also made shopping and online transactions very easy.

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Today,Making Your Online Transactions More Secure Articles modern life is centred on the internet. For even the smallest of the work people take help of the internet. Apart from helping us in collecting any information it has also made shopping and online transactions very easy. Most of the computer literate people these days prefer using internet banking option as it saves their time and hassle of standing in long queues in the banks to get their work done. By sitting at the comfort of their homes or at work consumers can transfer money, check balance, deposit money, shop online and review their credit card statements.

Though online banking has made our lives very convenient it has also given birth to cybercrime. For the past few years, many cases of online frauds have been reported. Every day hackers are coming up with new tactics to get into the security layers of the computer and steal the critical data of the people. Installing the best antivirus software in the system can ensure security from such cyber criminals.

The cyber criminals mainly use Trojans to break the security structure of the computers so as to collect financial data and at times conduct transactions on behalf of the victim. The hackers send out Trojans in phishing mails through links or attachments which the users unknowingly click or opens thereby, bringing in danger to themselves. As the Trojans get into the system they use the following techniques to infect it:

• Take screenshots when financial data are entered.• Bypassing the virtual keyboard and providing the cyber criminals all the details of the symbols clicked on it.• The Trojans often display fake windows that disguise as the real website to steal the sensitive data.• By logging the keyboard as well as mouse strokes.• They also spread malicious codes to read the memory or operations in the browser to collect login ids and passwords, credit card details etc.

With the rising cases of online frauds we can never claim that online transactions are safe. It is very essential to install an antivirus software that has features like firewall, antispyware, etc. Today wide range of such software programs are available in the market that claim to provide complete protection from the cyber criminals. As the cybercriminals are becoming more sophisticated the malware removal suites are also becoming very powerful. Now-a-days free antivirus software also available that are quite good in protecting from the hackers. However, one should always purchase these free software carefully as the market is now full of fake ones that do more harm than providing security.

Besides installing a powerful antivirus software people should also follow precautionary measures themselves. Passwords and username should be strong and unique. One should always avoid practicing online banking from someone else’s system. As mentioned earlier emails are the main carriers of Trojans so links and attachments should be carefully handled. Lastly, it is always better to scan the computer before making any online transaction.

Cybercriminals are no longer a challenge for the people as there are effective methods to fight them.