All about the information you need to know before buying a diamond ring.
Buying an engagement ring is an important and emotional event for the bride to be. At the same time it should also remain enjoyable and memorable.
The first thing you need to know about the diamonds in your Engagement ring is:
1. The Reporting: A detailed report should be available for each diamond. These enable a safe and secure purchase without actually viewing the diamonds involved.
The most trustworthy and accurate Gem grading report is the GIA (Gemological Institute of America).
The main characteristics in a report include the colour, clarity, cut and carat and should also include the measurements and angles.
The GIA is viewed as the supreme authority in diamond reporting; after-all they did invent the system used today.
2 Carat: This refers to a measurement of weight as opposed to size. Originally a 'carab' was a seed which was used as a weight measure - this adaptation is where carat derives its name.
1 carat is equal to 100 points. Once a diamond hits 1 carat, the price increases exponentially to the size.
3.Color: Diamonds follow a color spectrum that journeys from colorless through to light yellow. The rare diamonds have less yellow saturation and so are more valuable.
The top color is D and the spectrum follows down through the alphabet gaining more yellow as it proceeds.
4. Diamond Clarity: Diamonds that are 100% pure crystallized carbon are known as IF or internally flawless.
These diamonds are very rare as often very small contaminants are inside a diamond - known as inclusions.
Inclusions are 'natures fingerprints' and nothing to be worried about as long as you can't see them.
Internally Flawless diamonds are essentially pure and clean of any inclusions; the next level down is VVS which means 'Very Very Slight' these inclusions are microscopic only visible through 50 x magnification.
5. The Cut
This refers to both the general shape of the diamond and also how well that shape has been made. We'll refer to it as cut micro and cut macro.
Diamond cut macro is the general shape of the diamond. Diamond rough in octahedron form naturally gives itself to cutting round brilliant diamonds.
Other diamond rough shapes like 'flats' suit shapes like emerald cuts and tear-drops. The shape of a diamond is usually guided by diamond rough retention as this increases the finished carat weight and will command a higher price.
6. Shapes
The shape of a is usually guided by diamond rough retention as this increases the finished carat weight and will command a higher price.
The colors and qualities that diamonds present can sometimes be difficult to match for a particular budget but its important to note that this will stay on your engagement hand for life and is a symbol of your love together.
The process of choosing an engagement ring and a setting should be something the takes time and talking to an expert should be included.
Settlement Payments are Passive Income you Might not Handle Well
The Passive Income from a Structured Settlement can definitely help one from a certain loss or disability. Selling it though gives access to potentially big amount you can't handle well.
A Win-win Solution with Structured Settlement
Insurance settlements can be complicated. This article discusses how the structured settlement payment plans can provide benefits to both the receiving and the paying parties.
Do You Really Need the Money Now?
Selling your Structured Settlement can be a cause of impulse only. Are you really ready to handle such big amount for a long-lasting purpose? There growing concerns over this matter with settlement recipients that the government and concerned financial experts are making ways to educate the public.
