1. Visa stands for Visa International Service Association. The company consists of six different entities. Each segment focuses on one particular geographical area, providing offers and meeting regulations that vary from region to region.
2. There is a huge variety of visa credit cards suited both to the corporate and consumers. For every $100 that consumers spend, approximately $14.60 is spent with a Visa-branded product.
3. More than 500 million Visa credit cards are currently circulating in United States. This is the nations leading electronic payment brand.
4. No credit cards are directly issued by Visa. An association of member banks provide cards to its wide customer base.
5. Visa is accepted in over 150 countries around the world. This makes it as one of the most universal credit cards available. The wide acceptance of Visa is substantiated by the fact that more than 20 million merchants accept Visa cards across the globe.
6.Security for its cardholders is the first priority for Visa. To achieve this Visa has adopted a "Continuous Monitoring" system. Unusual credit card transactions are quickly tracked and recorded. Visa also has a free helpline for identity theft.
7.The 3-digit code found on the back of the card of Visa card provides greater security. The information can be provided when making purchases. It makes sure that every transaction is authentic.
Visa is continuously evolving and adopting strict security measures to counteract the high-tech fraud. Great efforts are made to improve member benefits and provide a virtually universal card acceptance. With the wide range of credit cards issued by Visa, you are sure to find one that makes your life easy.
3 biggest factors that drive a person towards credit card debt
The alarming rise in credit card debt is causing sleepless nights of a good number of people in USA. Why do we fall into credit card debt trap? Over-borrowing, slack financial discipline, late repayment and not keeping track of credit reports might come as the most important reasons to the average mind. But, do we know the most important factors? This article takes a look at the three biggest factors that drive a person towards credit card debt.
5 essential skills of the right credit card agent
Credit card agents fill in a vital gap between credit card customers and banks. Their job is to present true facts and benefits regarding various credit card services offered by bank to consumer in an easy to understand way. But how to find the right credit card agent? Look for the following 5 essential skills and it will become an easy task.
Start building positive credit history in 3 simple steps
Credit history, credit score, credit report-- these words will greet you sooner or later when you apply for a loan, mortgage, rent an apartment, apply for a job, or last but not the least apply for a credit card. Efforts towards building a good credit history should begin early, right from the student life. Ironically most of the students are not aware what is needed to build a credit history. In this article we look at three simple steps that can get you a jumpstart towards good credit history.
