While a Car Insurance is mandatory for every car owner it is sometimes tiresome to get it yourself or hunt for an agent to help you out. The answer to this problem came with the advent of the online car insurance facility. While it takes no more than 5 to 10 minutes to get a quote, it is with less or no documentation at all. Online options even let you save on your premium. The best part of online facility is that it is completely hassle free and saves a lot of your precious time.
While a Car Insurance is mandatory for every car owner it is sometimes tiresome to get it yourself or hunt for an agent to help you out. The answer to this problem came with the advent of the online car insurance facility. While it takes no more than 5 to 10 minutes to get a quote, it is with less or no documentation at all. Online options even let you save on your premium. The best part of online facility is that it is completely hassle free and saves a lot of your precious time.
Most of the leading Insurance providers offer the following benefits:
- Coverage of risks to your car on account of theft or accident
- Risks arising due to injuries to Third Parties when you are held responsible for the accident
- Coverage of third party property damage
- Release of payments for repairs to get the vehicle back on road
- Medical expenses coverage for occupants in the car for injuries sustained in an accident involving the insured car
- Advisors and experts to help you in case of a need
There are certain things that are not covered under the Car Insurance policy. They can be as follows:
- Damages due to wear and tear of the vehicle
- Damages due to electrical breakdown
- Damages done by a driver without a proper driving license
- Damages occurred by a driver under the influence of drugs or alcohol
- Theft of the vehicle
The above mentioned damages are mostly not covered by most of the insurance policies, unless mentioned. Any damage to vehicle while being used for any illegal activity is not covered
Since getting quotes online is pretty easy, try and get as many quotes as possible. Try to analyze the policy that gives you the maximum coverage and the most benefits. While the amount of premium is a major consideration while choosing a policy it is advisable to go for a more stable company.
Benefits of a Motor Car Insurance in India
Motor Car Insurance gives you the assurance of being insured against risks that arises with your car, the assurance of complying with the provisions of the Motor Vehicle Act and the assurance that in case of need you are adequately indemnified for losses incurred.
Accident Insurance - a Must Financial Backup
Uncertainty is one element that is always present in life and it is this uncertainty of anything that makes us take measures to face all kinds of unwanted happenings. The same holds true with accidents which can happen anytime and can upset all your finances and routines. The best is to be prepared for them. Since any such occurrences end you up in a financial mess it is best to be backed up with finances.
Travel Insurance to Secure your Holiday
A good Travel Insurance Policy is essential to ensure that nothing unpleasant happens to you on your trip. While a holiday abroad is a good experience for all it can be made unpleasant by any unforeseen happening and it is best to be insured against any such risk.
