Small businesses can save money on gasoline with gas credit cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
Small businesses can save money on gasoline with gas credit cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
You have to read the fine print to see that those percentages are limited. Your business only earns 5% cash back for the first $2000 of office supply purchases each year. For gas station purchases the same applies. For your first $2000 in annual gas station purchases, you earn 2% cash back. Afterwards purchases at gas stations or office supply stores earn the same rebate as other purchases. For your first $5000 in other annual purchases your business earns 0.25% cash back. Other purchases in excess of $5000 earn 1% cash back. That $5000 includes your gas and office supply purchases.
Your business can also earn 0.25% cash back at select warehouse clubs and discount stores. That extra savings could be enough to give you the edge over your competition. Many cash back credit cards exclude these discount warehouse purchases.
To help savings add up even quicker, this credit card offers a 0% introductory APR on purchases for 12 months and there is no annual fee. Balance transfers have a 5.99% APR for 12 months.
Despite the cash back limitations, the Discover Business Card could be a perfect match for your business. Analyze where your business uses its credit card the most. Then estimate how much you could save. If your business spends money at gas stations or office supply stores, a cash back or rewards credit card of some type is a must. If you spend significantly more at gas stations consider a business gas credit card.
Overall this credit card is best suited for businesses with smaller budgets. A larger business would quickly reach $2000 in gas or office supplies. If that is the case, your buying power should be able to get you a better deal. Or your business could use a different credit card once your office supply and gas station limits are reached.
Navigating the World of Airline Miles Credit Cards
In an era where maximizing value is paramount, airline miles credit cards have soared in popularity, offering a way to turn everyday spending into travel opportunities. Amidst economic challenges, these cards stand out as a beacon for budget-savvy consumers, enabling them to maintain travel plans and connect with distant loved ones. With a plethora of options available, selecting the right card requires careful consideration of personal spending habits, rewards potential, and the fine print. This guide will help you discern whether an airline miles credit card aligns with your financial goals and lifestyle, ensuring that your choice elevates your spending to new heights.
How to Get the Most Out of Your Rewards Credit Card
Gone are the days when all you got for filling out a credit card application was the card itself. Today's creditors realize that the best way to inspire loyalty in their customers and convince them to use their card and not their competitor's is to offer consumers a little extra incentive.
Choosing the Right Cash Back Credit Card
As credit has become more and more popular over the years when it comes to the management of finances, credit companies have been coming up with more and more ways to inspire discriminating consumers to choose their program and not their competitor's. As the typical customer loves to be rewarded for their loyal association with a particular credit card company, one of the most popular types of card today is quickly becoming the cash back credit card.
