Getting A Car Insurance Quote Without Personal Information

When you are searching for a better rate for your vehicle coverage, you do not always want to give a lot of identifying data to the carrier. Getting a car insurance quote without personal information is quite possible. However, when you choose not to provide this data you run the risk of getting a generic rate that will likely be different when you provide the true data to the carrier.

In order to do this, you just simply tell the carrier that you wish to have a basic estimate of what the coverage will cost you. You are not required to give out the identifying data, although many carriers prefer that you do so that they can provide you with an accurate estimate.

If you are searching for estimates online, you simply do not enter the information. If the program will not allow you to bypass the fields, put in basic data without any data that would influence the estimate either way. For example, many ask for your social security number as the quote will be affected by your credit score. If you want to see what the estimate is without that information, you can bypass this field with no complications.

When your driver's license number is requested, it is because your driving history is a big factor in the rates you will be given. However, it is still possible to bypass this field as well to get a basic estimate of the cost without the influence of your driving record being used.

When you are performing this search, you will need to remember that the information is requested to help provide you with a more accurate estimate of the actual cost. Not providing that data will influence the rate that you are offered. You will notice when the estimate is given that there will be a notice stating that the cost is only an estimate and is not guaranteed to be the actual price.

There are many reasons why a person may want to exclude this data when researching various price options. One reason may be that they realize their driving history is going to significantly impact the cost and therefore want to be able to show the difference to someone else. If a parent is trying to help a teen understand that the driving record is a factor, they may request a quote with the data included and then request a quote without the data and show them the variation between the two.