How to Get Health Insurance Coverage in California Under Medi-Cal

 Interestingly enough, outside the purview of employer-based coverage offered in California, Medi-Cal is the second largest health insurance coverage source in the state after the Medicaid program. Medi-Cal is one among the highly popular health insurance coverage in California that meets to needs of families with low incomes. In addition, this is also a very important source of federal funds for California’s hospitals, clinics, healthcare outlets, nursing homes and other private healthcare service providers. There is also another version of this program called ‘Restricted Medi-Cal’ that offers assistance to immigrants who cannot buy a health insurance plan in California on account of their legal status. In addition, those subscribers seeking health insurance coverage on an emergency basis can also benefit from Medi-Cal.

There are a few eligibility conditions prescribed to qualify for Medi-Cal health insurance coverage. If you are looking forward to get Medi-Cal coverage, you ensure the following criteria before applying. Subscribers to Medi-Cal should be the residents of California enjoying a legal immigration status. There are however some exceptions given to some groups. In California, people living on cash assistance, those supported by welfare programs, Cal workers or children leaving foster care at age 18 can automatically qualify for Medi-Cal health insurance coverage. The income of families looking forward to Medi-Cal health insurance coverage must be less than the (FPL) Federal Poverty Level. 

Medi-Cal health insurance coverage in California covers healthcare, dental care, vision care and drug prescriptions. It also offers special services to a list of health problems including renal problems, breast cancer, hospitalization and AIDS. Medi-Cal is ideal health insurance coverage in California for pregnant ladies. The Medi-Cal health insurance policy offers pregnancy care from prenatal to delivery. Mothers are covered by Medi-Cal for about 60 days from the date of delivery. Considering a number of factors, it can be said that Medi-Cal is one of the best health insurance coverage options available for pregnant ladies in California.

The documents needed to sign-up for Medi-Cal health insurance program in California include income proof to pay check stubs and income tax forms; proof of pregnancy in case of pregnant women; proof of deductions for those subscribers who have other deductions including dependent care, child care and work expenses; any one proof to attest that the subscriber is a California resident including California ID, rent or mortgage receipt, utility bills or a driver’s license; any one proof of California citizenship including birth certificate, U.S. Passport or Green Card. Those seeking information on Medi-Cal or assistance to fulfill the procedures for Medi-Cal health insurance coverage in California Those requiring help in filling out the forms for Medi-Cal can get assistance by calling 800-952-5253. Alternatively they can also contact a CAA in their region. Additional help in applying for a health insurance coverage under California Medi-Cal can be got from the local county office.