How Tough Can Life Be, Without Insurance?

In my day day I was all a man can be. I had my good looks, my health, a great job that had all the benefits. My personal life started to go down hill and that started making things worse on the job.

A few years went by and my performance at work started a downward spiral and it was all due to how bad I was feeling. I soon found out that I had developed HIV and it was in a powerful state. I had to leave the company but at least it was on good terms. The insurance policy was provided strictly through the employer and I could not maintain it. I was able to go on COBRA but was forced to take a job that could help me pay for it but had no benefits. It was only a matter of time and it would expire.

I struggle with the fact that in the next few years I may be facing Aids. Not much family to count on, no wife and kids, a sister down south. Mom is suffering from Alzheimer's and it won't be long. She's getting old and is relying on me. Luckily for Medicare and Social Security, Dad's life insurance also is really helping out.

The thought of being uninsured and unable to get insurance due to a pre-existing condition is very frightening to me. Who knows how fast I may start to deteriorate and not be able to fend for my self.

I have been looking for help and their may be a light at the end of the tunnel. I plan to find help and fight as hard as I can. I may not be insured sometime in the near future then again I may. Once health reform comes around (if I live to see it) there may be a plan for me. I would have never thought that I would be in this position and I guess most people can't ether, but I sure am and it's for real. What's interesting is I know a few clients that are in the medical field in some way or another and they seem to think that we have a great system. I guess you have to live it to believe it.