Palisades Collection - Remove Them from Your Credit Report

Palisades Collection is a subsidiary of Asta Funding. They are debt collectors that primarily collect on AT&T wireless accounts.

There are a number of people that dispute an account with AT&T ever existed. Along with multiple complaints made about Palisades for violating the Fair Debt Collection Practices Act.

To get even a mailing address for Palisades you have to be very savvy. There is no official website for them and they outsource their incoming calls to a call center in India.

They reportedly have offices in New Jersey, Pennsylvania and are headquartered in Wisconsin. However even Asta Funding their parent company provides no link or address for contacting Palisades.

If you are being contacted by Palisades Collection I would first recommend requesting validation of the debt. However for many individuals that have requested validation they have had their request completely ignored.

If seems as though Palisades Collection is able to operate with complete immunity from the law. So your options to deal with them are restricted.

Instead of responding to Palisades and there collection effort I suggest you dispute the listing Palisades created on your credit report. This is done by crafting a dispute letter that states the reason the listing is wrong. Common reasons are; information is wrong, account paid in full, item is out of date and then you mail this letter to the credit bureaus.

Palisades has been accused of purchasing individuals private information from banking establishments. They allegedly take that information and then create a fraudulent account to try and collect payment on. There are multiple allegations of them doing this.

Another step and perhaps a more appropriate step would be to hire a professional credit repair firm that employs attorneys. This can be done at a reasonable rate and this will provide you with legal resources to file a lawsuit against Palisades and at the very least protect your rights.

However you choose to handle this situation, use caution in any communications you have with them. Your communications can be used in a court of law by them to prove your guilt over an alleged debt.

In sum, if you are being contacted by Palisades I suggest seeking professional help and not responding to Palisades. I also recommend saving any communications from them and if need be file a complaint with the FTC.