There are some ways you need to physically get prepared for buying a health insurance plan.
While applying for a health insurance plan,
you will need to visit the doctor’s clinic for a physical. You need to stay in top shape to pass this procedure. The simple steps detailed in this article will help you with this.
You need to first quit smoking if you are a smoker. This will significantly help lower your premium rates. Even if you smoke occasionally, nicotine can be detected in the urine sample for up to 14 days. This will get you the worst ranking from the actuaries. In fact, the truth remains as follows. Even if you are a non-smoker, one instance of smoking like trying out just one cigar at a party will suffice skewing your lab results.
You need to cease from eating unhealthy foods. If you can fast for two days form eating unhealthy foods before the medical exam, you will find the bad lipids or cholesterol rapidly decrease in your blood stream. Since it is very difficult and not advisable to fast for two days, you can consider fasting from midnight the night preceding the medical examination. In this way, you will have a highly favorable blood glucose and lipid levels than if you visit the doctor’s office after consuming a heavy breakfast. For a number of days preceding the medical examination, make it a point to consume enough fiber and plenty of fluids in order to completely flush out your system.
Take treatments for high blood pressure. There are automatic machines installed in a number of drug stores to test your blood pressure. If you discover that it is high, then visit a doctor and receive an immediate treatment. Though you will have to make a mention of this in your application, still it is better to report a better and lowered blood pressure rating.
Choose to lay down during your EKG tests. Most times, medical examiners will like to administer an EKG test. It is discovered that taking this test while you are lying down in a relaxed position gives favorable results than if the test is administered while you are in a sitting position. Therefore, Ask the doctor if it is ok for you to choose lying down during this test.
Give up pain medication. Most people unrestrictedly make use of pain relievers like Advil and Tylenol. Know that any medication taken will have a sure effect on your liver. A person with good health, ideal weight and without any health problems may still be denied a coverage on account of elevated liver function levels detected.
Be watchful over your eating habits. Some ingredients like poppy seeds for example can in fact skew your medical test results in an unfavorable way. Therefore, it is advisable to give up eating poppy seed bagels, cakes, etc. for at least a week preceding the medical exam.
You need to ensure a neat and clean appearance while appearing for the medical examination. Though no consideration will be given to your appearance in deciding the premium rates, looking neat and well groomed can significantly affect several things associated with medical tests. Remember that most of the illicit drugs and alcohol can show up in the medical tests of urine for up to four days in some cases and up to 30 days in others.
Since fasting for about two days is rather not advisable to bring down your glucose and cholesterol levels, it is in fact advisable you take healthy, low fat and low cholesterol food for about two days. You need to remember that your brain needs glucose to function properly.