Following a responsible lending policy, and ensuring that the customer's are making responsible decisions are few of the merits that Lending Stream gains over other payday loan lenders.
It is difficult to acknowledge under any circumstance that you need an unsecured loan. Unsecured loans have a high cost attached to them. When you decide that you will be applying for a payday loan, then the first thing you should do is look up different online lenders, and what they are offering. Typically, you will find several online lenders offering you payday loans that you can get within a day's time. But, you should be aware that not all of them have the same credibility, and not all of them follow the responsible lending policy. Some of them may charge you extra under the pretext of “fees” for application, or processing the application, etc. These are tricks that fraudsters undertake, to get more money out of you. They take advantage of the fact that you are facing a cash crunch, and are in need of cash urgently, and they bank on the fact that you will make mistakes, in a hurry.
Lending Stream, is an online lender, and sets a great example for other lenders in following the responsible lending policy. Lending Stream has a valid consumer credit license, and is registered with the Information Commissioner’s Office for Data Protection, which ensures that all the personal data you provide them with, on their secured website is protected. They have developed their loan product in a consumer-centric way, and they continually strive towards making the process of getting a loan, fast, convenient and more efficient. Lending Stream has recently updated the loan amount offered to new customer's from 400 GBP to 480 GBP. A unique feature of Lending Stream is that they also offer flexibility in repayment of loans through installments, by providing the customer to repay it in manageable chunks every month. They also offer two different ways of receiving a loan. One is free of any charge, called the BACS transfer, which takes 3 working days to process the loan, and the other is an Express Cash transfer, which lets you take home the loan within 24 hours, provided you pay 15 GBP as transaction charge.
To get a loan from Lending Stream, you have to fill out an online application form, and you will get an instant approval or decline decision from them. Their decision to decline offering a loan to a customer is based on credit checks for fraud, and also on the customer's ability to repay the loan, which they determine through the application. Lending Stream ensures that they do not compound the problem of debt that the customer might have. It is not surprising that with so many good merits, Lending Stream has gained the reputation of being a customer friendly, and genuine online payday loan lender.
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