Benefits For Needy Children Through Medicaid

The terms Medicare and Medicaid might be confusing to most people, including those who receive help from them. While both help low income individuals and families with health care they serve different needs. Medicaid was created to meet the health care needs associated with pregnancies and children of low income families that need assistance. Medicare however was created to help meet the health care needs of the disabled and elderly, but is not associated with income.

Of the two, Medicaid has the strictest guidelines and does not allow benefits to be extended to those beyond the definitions of poverty. This coverage serves pregnant women as well as follow up care and children within the age limits. Medicaid does not extend coverage to any other family members regardless of health issues or financial status. This plan only covers those who fall within the expressed guidelines.

Low and middle income families that have children, can receive either free or very low cost medical care. These additional benefits were added to Medicare, but might be called something different in your home state. Even if your income is on the high side of the scale, the small premium payment you might be required to pay, makes this health care still very affordable.

Until you know, you don't know and the best way to find out if and what you qualify for, is to first apply for Medicaid. If you income disqualifies you from Medicaid benefits, they will send you application on to another office that you might be eligible for, even with a higher income. While the benefits of Medicaid are excellent, with no out of pocket up front expense, it is not without problems. It is not always easy to find health care providers to treat new Medicaid patients. Should you ever have a problem with finding a provider you should contact the Medicaid office with all the details.

Medicaid is a real benefit for pregnancy conditions. Medicaid, unlike other health insurance companies, do not consider pregnancy a pre-existing condition. If you have no insurance and are pregnant, Medicaid will make available quality health care coverage at no cost, regardless of you circumstances. Taking the first step is as easy and simply as filling out the proper application forms after you contact a Medicaid office. There is almost always help for any pregnant woman.