Dentists for a Tight Budget

If you don't earn a lot of money and are without proper insurance, you can still get treated for dental problems. Problems and emergencies in this area can strike at any time. You can break a tooth while you play sports. An old crown can fall off or chip. Your filling can fall out. A toothache can become very painful. Don't panic: you can get treatment for free or at an affordable price.

Community Health Care Centers and Dental Clinics

Many states have community health care centers and dental clinics. Many of them charge sliding scale fees to their patients, and they can save you a lot of money on your dentist expenses. Some community health centers and clinics work with charity care, which will pay for all or a portion of your dental expenses. These types of clinics are usually located in urban areas. Search for a community health care center in your area and give them a call. Find out what their fees are, if they work with charity care, what their hours are, and if they accept walk-ins. Bear in mind that some dental clinics have long waiting lists.

Dental Discount Cards

You can save a lot of money on your dental expenses by purchasing a dental discount card. You can save 40%-60% on most procedures with one such discount card. It will cost you $75 or more for the year, but is a nice alternative to proper insurance. By searching online, you can find many companies offering these discount cards, so you should compare the benefits associated with each plan. Choose a participating provider after you subscribe to the plan.

After you sign up for the plan, you will receive a membership card in the mail. You will need to present the card in the office when you come in for your first dentist's appointment. You will be able to use the card as much as you want, and the savings add up over time.

Financing

If you need to make an emergency trip to a dentist, you can apply for financing with a bank, credit union, or financing company. You will need decent credit in order to qualify for financing. If you have problems with your teeth, mouth, or jaw, and good credit, you will not have a problem finding a lender that will approve you, and you will be able to pay off your bills slowly.

Payday Loans

If you are short on cash and need to visit a dentistry office, you can apply for a payday loan. You don't need good credit in order to qualify for a payday loan; most payday loan companies don't do credit checks. Make sure you read the terms and conditions before you sign up for a payday loan to find out what kind of fees will be charged. Remember that such companies charge a lot of money in interest for their loans, and you will have to repay the loan in two weeks or so. However, most payday loan companies will give you an extension if you need it. Just make sure you apply for funds with a good company because there are many seedy companies around. Make sure the company you choose has a telephone number that you can contact if you need help. If you are approved, the funds will be deposited into your bank account in 24-72 hours, depending on the company you apply with.

Lastly, you can compare fees for procedures with the dentists in your area. Search for dentists online and make phone calls. Many dentists charge reasonable prices. If you follow these tips, you will save some cash and get the treatment that you need.