I'm Broke, How Can I Afford...

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I'm Broke, How Can I Afford...

- by Rob Taylor

(c) 2004 Megastep International - Worldwide Rights Reserved

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I’m still amazed every time someone comes to me complaining
that they don’t have any money to put into their business
and that they’re broke. I mean what have you been doing with
your money man?!?

Plain Truth: If you don’t have any money you won’t make it
my friend… it’s that simple. You have to at least have some
money. Say $200-$500. I don’t care what the self-styled
slick gurus tell you. If you’re flat out of cash your dead
in the water before you can even start.

Now let me tell you another thing…. I DO NOT BELIEVE THAT
YOU ARE BROKE! You’re a liar and a self deluded one at that
if you think you are.

I mean how many Starbucks or soda do you drink a day?
How many beers a week do you drink?
How many cigarettes do you smoke?
How much meat do you eat?
How many new clothes have you bought in the last month?
How many “gifts” have you just had to buy?
How many magazines or newspapers have you bought this month?
How many CD’s?
How many snacks?
How much candy do you eat a week?
How many TV dinners?
How much fast food have you been eating?
How much did you spend on the lottery?
How much did your TV cost you?
How much money do you give to your church?
How much are your monthly car payments?

So these are really essential to living are they?…. No
they’re not, they’re self-indulgent habits! Nothing wrong
with that if you can AFFORD them. But you tell me you’re
broke! Wake up! Ding-dong!

I used to walk the streets with no-more than $3 bucks in my
pocket to last me the day. Yes I did that for months on end
until something happened. I got mad, real mad. Not at the
world but with myself.

You see I have always had a dream of being personally free,
being self-reliant, totally in charge of my time and cash
flow, beholden to no-one... not government, not masters, not
gurus.

Now walking around with $3 bucks aient much fun. It hurts in
the pit of your stomach. And when I only had $7 a day to
feed my family (yup there were others my pathetic state was
impacting) I can tell you, I felt at times of doing
something pretty dumb to my body and mind… and occasionally
did.

If you live in the Western world, you live in the richest
part of the planet with the most opportunities the world has
ever seen at any point in the history of the human race.

If you want to see poverty take a trip to India or any other
developing country. I have, and what I saw made me realize
my $3 a day “poverty-trap” was simply an ego-trip. Kids
working from 5am to 10pm every day for crumbs of bread. Rags
and bones. So please don’t tell me you’re broke and poor,
you don’t know the meaning of the word.

But now I’m not broke, now I’m not looking like a tramp
feeling sorry for myself.

How did I change it, and get the money to start my
information publishing business. I’ll tell you. It’s real
simple… and I want you to do it too:

Every single time you buy something, I don’t care how many
cents or pennies or bucks it might have cost… you MUST ASK
FOR AND KEEP THE RECEIPT!

At the end of the day in a small note book or on a scrap of
paper, total up what you spent your money on. Now ask
yourself: “Was what I bought today absolutely essential?” If
not, take it back for a refund, you have the receipt after
all.

Now put that refunded money in a pot or a jar and label the
jar “My Business Building Fund”. Better still, don't buy the
goodie, treat or trinket in the first place and save the
cash.

If you really want to get in control of your finances you
absolutely, positively must raise some working capital, and
the only way to do that is to stop buying crap and investing
the money in yourself.

I mean do you really need that coffee or will water do? Do
you really need that steak or will beans or rice suffice
along with some healthy cheap vegetables thrown in?

“But I want to have a coffee, beer, steak” I hear you say.
Well don’t tell me that you’re broke then. All you’ve done
is exchange what little cash you have for something else
other than investing in your business building fund.

No-one forced you. No-one but yourself is to blame for where
you are right now.

You are in the situation you find yourself because of the
choices and decisions you have made during the course of
your life …. Stop pointing your fingers outside yourself….
You are the problem, and as such YOU ARE THE SOLUTION!

So stop spending money on useless trinkets, and superfluous
goodies and snacks.

Bread, water, vegetables… you don’t need anything else to
eat. Chances are you have a wardrobe full of clothes already
so you don't need anymore of those... correct? Sell your TV
it spews lies anyway. Use TV time to learn, surf the web
looking for opportunities etc. Sell your car? Either take
public transport, which in the long term is cheaper than a
car or get a bicycle. And yes it’s gonna pop your skull with
frustration.

But use that frustration to get your act together and
absolutely commit to get with the program and learn how to
become a self-reliant cash generating human being. And when
that day comes, you’ll be able to walk into your bosses
office, smack a cream pie in his/her face and walk off to
the beach knowing you are, at the end of the day, an
immensely and supremely powerful individual…. You simply
forgot!