Workers’ compensation can be very complex. Often, it is difficult to figure out exactly what you are required to do to get your money.
1. Not All Workers’ Compensation Claims Pay the Same
If you qualify for workers’ compensation, then your monthly payment will depend on a few factors. The most important factors are how much you were making before your injury and the type of injury you sustained. Typically, you can get 60%-67% of your weekly salary while injured depending on your injury and how long it lasts.
2. There are Many Different Types of Workers’ Compensation
Your injuries will generally dictate the kind of workers’ compensation benefit payments you can receive. The amount of money you can get with your type of compensation depends on how much you were making before and how long your injury is supposed to last. Here are the different kinds:
1. Temporary Total Incapacity Benefits
2. Partial Incapacity Benefits
3. Permanent and Total Incapacity Benefits
4. Medical Benefits
5. Permanent Loss of Function and Disfigurement
6. Survivors’ and Dependents’ Benefits
7. Burial Expenses
3. You Should Not Get Fired For Simply Filing a Workers’ Compensation Claim
Many people are afraid of making a workers’ compensation claim because they think they will get fired. If you were injured while working, then filing a workers’ compensation claim alone should not get you fired!! You should not be afraid to get the compensation you deserve. If you are fired, you could have a wrongful termination claim in addition to your workers’ compensation claim.
4. Hiring a Lawyer Really Makes it Easier
This area of law can be very complex. There are different deadlines, rules, and requirements depending on where you are in the process. There can be numerous hearings and varying paperwork required of you. You don’t want to lose out on your deserved payments because you didn’t hire a lawyer. They can walk you through the entire process and deal with the opposing side. It takes a lot of the stress off so you only have to focus on your health.
5. You Don’t Need to Pay Your Lawyer Unless They Win
Many people don’t want to hire a lawyer because they think it’s too expensive. But, most reputable lawyers will take a workers’ compensation claim on a contingency fee basis. This means that you do not have to pay your lawyer unless they win a settlement or verdict for you. This not only makes them affordable, but it means you can get professional help without paying anything up-front.
If you want to know more about workers’ compensation, it’s helpful to look up the laws of your particular state and talk to an experienced workers’ compensation professional.
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