Online shopping is usually a good idea but here are some refinements and dangers that everyone must to know. Along with all the pros and cons, online shopping is just in.
The idea of online shopping has created a major interest in
net users. It is simply buying and paying through internet
anytime anywhere. You can purchase almost anything online and
need not bother anyone. You can purchase clothes, cars,
computers, groceries, books, machineries etc. along with real
estates. Generally, the transactions are done through credit
cards only. However, there are some sites, which offer cash on
delivery. Though online shopping is easier and cheaper as they
often offer discounts, yet you could be in trouble at times.
Have you ever thought of choosing a secured and safe site for
your shopping? Are you sure your transaction is safe?
Let us think about certain facts before going for online shopping.
Are you using a secure browser?
The browser you are using should abide by the industry security
standards. There are Secure Sockets Layer (SSL) and Secure
Electronic Transaction (SET). These systems encrypt the
purchase information you send over the net. Safe sites show the
symbol of an unbroken key, a picture of a closed lock or a web
address started with https://. Remember the letter S after
http is very important. Along with that, most of the browsers
also display a warning message before you click to send any
information to a site.
Go for Certificate check:
It is also easy to verify a secure site with a certificate.
Presently Verisign,Inc. is a provider of Public Key
Infrastructure (PKI). This company has formed long-term
partnerships with a large no. of other companies. You can
check out Verisign.com for further information.
Do not reveal your very personal information unless required:
Always try not to send your password anywhere if you do not
know the receiver. Its even secured to use a combination of
numbers, letters and symbols in your password instead of using
birth dates, phone numbers etc.
Always pay with a credit card or charge card:
Online shopping is done by credit card or charge card in order
to make the procedure easy. If you pay with a credit card or
charge card, your transaction will be protected by the Fair
Credit Building Act. According to the law, consumers have
every right to dispute the charges against certain situations.
It is always better to invest small amount while buying online
for the first time. Try them a couple of times and then go for
more investments. Using one card only for online shopping will
make your life much comfortable. Do not forget to keep hard
copies of your purchase order and confirmation number.
Think twice before filling up a form online:
In maximum websites, you need to register yourself in order
to buy things. This form is sometimes very risky as with just
a click of your mouse all your information could be sent to
anywhere. If you are sending any private information then its
better to think twice. Generally the sites want to know whether
you are new to online shopping or what kind of products you
are interested in etc. but sometime they ask for your e-mail
id, password, mailing address and phone number.
Ask yourself before pouring out all such information:
1)Are they at all required?
2)Should I trust the owners of the site?
3)What about the sites privacy policy?
4)Is it a secure site at all?
5)What my friends/ relatives/ colleagues feel about this site?
After giving yourself proper and satisfactory replies, you can
go forward.
Even after having a through knowledge about the site, if
unfortunately you come across some problems there are
agencies, which could help you.
1)The Publication Analyzing Internet Information (PM 1789b)
2)Iowans can contact the Iowa Attorney Generals Office at
(515) 281-5926.
3)Federal Trade Commission
4)National Fraud Information Center
5)Call for Action, Inc.
6)Consumer Information Center
Shopping online is definitely enjoyable and interesting. Your
online shops are open for 24 hours a day under any circumstances.
It gives you the pleasure and comfort to buy with just a few
clicks on your mouse. You can go for research before buying a
product, such as can check out the price range, utility, others
opinion and many more things. As everything has its good and
bad sides, online shopping is not an exceptional case. Sometime
you might have to pay more as the price includes shipping
charges and other delivery options. Even it takes time to open
up pages where you could be able to see the products.
Along with all the pros and cons, online shopping is just in.
Maximum people prefer getting things delivered at their doorstep
even if they have to pay more. However, before ordering anything
online, think and try these out. If you feel you are secured,
go ahead and happy shopping!
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