Covering the Cost of Stair Chair Lifts

If you are someone who has difficulty going up and down stairs due to a medical condition such as arthritis or Multiple Sclerosis, you should consider looking into getting a stair lift for your home. Stair chair lifts benefit people with all sorts of medical issues. The chairs are installed up against the wall in place of where your staircase hand rail was. With a touch of a button, the chair lift slowly and safely transports you up and down the stairs all with grace and ease.

It is of obvious importance to have proper installation from a reputable company when purchasing your stair lift. These chairs are not inexpensive and are not covered under Medicare; however you can get financing through many different agencies. The cost of these chairs range from $2,800 to over $15,000. The massive range of cost is based on a number of factors such as stair configuration, shape of stairs and the amount of stairs that the chair must take you up, requiring more structural support. There are also other things associated with these costs such as permit codes, inspections and installation.

There are several different agencies you can contact to seek coverage for your stair chair lifts. Contacting your local Agencies for Aging program is a good place to start. These agencies are sometimes able to use funds from the Older Americans Act to modify homes with such things as walk-in bathtubs and chair lifts. If they are not able to help you with your basic needs, or if you do not qualify, you can also contact you local lender or bank for possible homeowner funding. Most times banks do not turn down a loan request if it is for a physical need such as a wheelchair ramp or widening doors. Your local Department of Housing and Urban Development can sometimes offer grants to those in need. Some private health care agencies also cover moderate home care needs if it is determined to be beneficial (long term) to the person. Installing a stair chair lift now may save insurance companies from having to pay tens of thousands of dollars of medical and hospital charges from falling down the flight of stairs if they did not install the system.