Debt Management Specialists

I have been with 123 Debt Solutions now for about 3 years and I have been extremely happy with the service they have provided me throughout that time. I have never had a problem with what they have done in handling my debt.

They have always given me clear instructions about how the debt management system works with clear direction with what and when things around the process will take place. The customer service over the phone has been very helpful indeed and they have always given me a lot of information, even more than I have asked for on some occasions.

If you are looking to deal with your debts via a debt management specialist then I would recommend 123 Debt Solutions. They offer free impartial advice and also offer services such as debt consolidation and Individual Voluntary Agreements which will involve you declaring all your outstanding balances which might include, credit cards, overdrafts, personal loans, payday loans, store cards and even mortgage shortfalls. Also Bankruptcy, Personal Protective Insurance and more. They have been an established company now for over 6 years and continue to support many across the UK each year.

In my own opinion it can be a very daunting prospect to hand over control to someone else of maybe a large portion of your finances but doing so doesn't need to be. In following the direction and advice of a debt management specialist like 123 Debt Solutions you will be in safe hands. They have the necessary knowledge to handle various creditors, companies and lenders. They can answer any questions you may have around how they may operate. As I found out some banks and organisations will take longer to set up a scheme, however your debt management specialist will deal with all this for you on your behalf. You can trust that when you start to provide the fixed monthly payment which is in proportion to your income your specialist can take care of the rest for you.

One aspect of the service that 123 Debt Solutions provides is the online account. With this you are able to keep a track on what point the setting up of your scheme is at, whether your creditors have agreed to the payments, what payments you have made, your financial statement which you have provided 123 and personal details. This is a very helpful tool which not all debt management plans have. You will also be able to keep an eye on your running balance and what you have paid off.