Are Money Trees Toxic to Cats? A Complete Guide for Pet Owners

Table of Contents

1. What Are Money Trees?
2. Are Money Trees Toxic to Cats?
3. Which Money plants are safe to cats
4. Symptoms If a Cat Eats a Money Tree
5. Why Do Cats Chew on Money Trees?
6. How to Keep Your Cat Safe from Money Plants
7. What to Do If Your Cat Eats a Money Tree?
8. Money Tree vs. Schefflera: Which Is Safer for Cats?
9. Pachira Aquatica Toxic to Cats: Myths vs. Facts
10. Safe Houseplants for Homes with Cats
11. Frequently Asked Questions (FAQs)

Money trees (Pachira aquatica) are popular houseplants known for their braided trunks and lush green foliage. As a responsible pet owner, understanding whether these plants pose a risk to your cat is crucial. This guide provides a detailed, research-backed answer to the question: Are money trees toxic to cats?

What Are Money Trees?

The Money Tree (Pachira aquatica) is a tropical plant native to Central and South America, commonly found in swampy, wetland environments. It has gained popularity as an indoor houseplant due to its hardy nature, air-purifying properties, and association with good fortune in various cultures.

The name "Money Tree" originates from Feng Shui beliefs, where it is thought to attract wealth, prosperity, and positive energy. The plant’s five-lobed leaves are said to represent the five elements (wood, water, earth, fire, and metal), reinforcing its symbolic connection to balance and financial success.

The term "Money Tree" is used for multiple plant species, leading to common confusion among plant owners. Some plants called "money plants" can be toxic to pets.

To ensure pet safety, always check the scientific name of a plant before bringing it into a cat-friendly home.

For a detailed resource on toxic plants for cats visit: What Plants Are Toxic to Cats?

Are Money Trees Toxic to Cats?

Money trees (Pachira aquatica) are classified as non-toxic to cats by the American Society for the Prevention of Cruelty to Animals (ASPCA). However, if a cat ingests large amounts of the plant, it may experience mild gastrointestinal discomfort

As a cat owner, ensuring your home is filled with pet-safe plants is essential. One common houseplant, the Money Tree (Pachira aquatica), is often a topic of concern for pet parents. While visually appealing and easy to care for, many wonder: Are Money Trees toxic to cats.

Understanding Money Tree Toxicity

The term "Money Tree" or "Money Plant" is often used for multiple plant species, leading to common confusion among plant owners. While some of these plants are pet-safe, others contain toxic compounds that can be harmful to cats. Below is a breakdown of each plant, including its general characteristics and toxicity level for cats.

Read Also: What Plants Are Toxic to Cats

1. Money Tree (Pachira aquatica) – Non-Toxic to Cats

1. Native to: Central and South America
2. Common Names: Money Tree, Guiana Chestnut, Malabar Chestnut
3. Appearance: Large, green, hand-shaped leaves with a braided or unbraided trunk
4. Care Level: Moderate – requires bright, indirect light and occasional watering
5. Symbolism: Associated with good fortune and prosperity in Feng Shui

Toxicity to Cats

According to the ASPCA (American Society for the Prevention of Cruelty to Animals), Pachira aquatica is safe for cats and dogs. However, if ingested in large amounts, it may cause mild digestive upset, including vomiting or diarrhea.

Best for Pet Owners? – Yes! This is one of the safest "money plants" for cat owners who want a pet-friendly houseplant.

2. Chinese Money Plant (Pilea peperomioides) – Non-Toxic to Cats

1. Native to: China
2. Common Names: Pancake Plant, UFO Plant, Missionary Plant
3. Appearance: Round, coin-shaped leaves that grow on long, thin stems
4. Care Level: Easy – thrives in indirect sunlight and requires occasional watering
5. Symbolism: Considered a symbol of prosperity and luck

Toxicity to Cats

Pilea peperomioides is completely safe for cats and dogs. Even if a cat chews on its leaves, it will not cause poisoning.

Best for Pet Owners? – Yes! This plant is 100% pet-safe and requires minimal maintenance, making it ideal for homes with cats.

3. Jade Plant (Crassula ovata) – Toxic to Cats

1. Native to: South Africa
2. Common Names: Jade Plant, Lucky Plant, Money Plant, Dollar Plant
3. Appearance: Thick, oval-shaped, glossy green leaves with woody stems
4. Care Level: Easy – requires minimal watering and bright, indirect sunlight
5. Symbolism: Often associated with wealth and good luck

Toxicity to Cats

Crassula ovata is known to be poisonous to cats. If ingested, it can cause:

1. Vomiting
2. Lethargy
3. Loss of coordination
4. Weakness

Best for Pet Owners? – No! Jade Plants should be kept out of reach of cats. If you suspect ingestion, contact a veterinarian immediately.

4. Golden Pothos (Epipremnum aureum) – Toxic to Cats

1. Native to: Southeast Asia
2. Common Names: Devil’s Ivy, Golden Pothos, Money Plant
3. Appearance: Heart-shaped, green leaves with yellow or white variegation
4. Care Level: Easy – grows well in low light and is highly drought-tolerant
5. Symbolism: Represents financial success and longevity

Toxicity to Cats

Epipremnum aureum contains insoluble calcium oxalates, which are highly irritating to a cat’s mouth and digestive system. Symptoms of ingestion include:

1. Oral irritation (pawing at the mouth)
2. Drooling
3. Vomiting
4. Difficulty swallowing

Best for Pet Owners? – No! This plant is highly toxic to cats and should be kept completely out of reach. Even brushing against broken leaves can cause irritation.

5. Schefflera (Umbrella Plant) (Schefflera arboricola) – Toxic to Cats

1. Native to: Taiwan and Hainan
2. Common Names: Umbrella Tree, Dwarf Schefflera
3. Appearance: Clusters of oval-shaped, glossy leaves arranged in an umbrella-like formation
4. Care Level: Moderate – prefers bright, indirect sunlight and occasional watering
5. Symbolism: Believed to bring positive energy and financial growth

Toxicity to Cats

Schefflera arboricola contains insoluble calcium oxalates, similar to Golden Pothos. If ingested, it can cause:

1. Oral irritation and swelling
2. Excessive drooling
3. Vomiting
4. Difficulty swallowing

Best for Pet Owners? – No! This plant should be kept away from cats. If a cat chews on its leaves, seek veterinary attention.

Which "Money Plants" Are Safe for Cats?

Symptoms If a Cat Eats a Money Tree

Although Money Trees (Pachira aquatica) are not highly toxic to cats, ingesting their leaves in large amounts may cause mild digestive upset. This is mainly due to the plant’s fibrous nature, which can be difficult for some cats to digest.

Most symptoms are short-lived, typically resolving within 24 hours. However, if a cat ingests a large amount of the plant or exhibits severe symptoms, veterinary attention may be necessary.

Why Do Some Cats Chew on Money Trees?

Even though Pachira aquatica is safe, some cats may still be drawn to it and chew on its leaves. The reasons for this behavior include:

Common Reasons Cats Chew on Money Trees

1. Curiosity – Cats explore their environment by nibbling on objects, including plants.
2. Boredom – A lack of mental stimulation or playtime can lead to unwanted chewing habits.
3. Teething (Kittens) – Younger cats may chew on plants to soothe gum discomfort.
4. Hunting Instincts – The movement of leaves may mimic prey, triggering a cat’s natural hunting behavior.

How to Keep Your Cat Safe from Money Plant

If your cat is drawn to houseplants, here are some effective ways to keep it away from your Money Tree:

Preventing Cats from Chewing on Plants

By making simple adjustments, you can protect both your cat and your houseplants.

What to Do If Your Cat Eats a Money Tree?

Since Money Trees are non-toxic, there is no need to panic if your cat chews on the leaves. However, to ensure safety, follow these steps:

Step-by-Step Guide

1. Check for Symptoms – Look for mild vomiting, diarrhea, or drooling.
2. Remove Any Remaining Plant Material – Prevent further ingestion.
3. Provide Fresh Water – Encourage hydration.
4. Monitor Behavior – Observe your cat for 24 hours.

When to See a Vet

Consult a vet if your cat experiences:

1. Persistent vomiting or diarrhea lasting more than 24 hours.
2. Lethargy or loss of appetite.
3. Unusual behavior such as difficulty walking or excessive drooling.

Although Pachira aquatica is safe, some cats may have sensitive stomachs, making it important to monitor their response.

Money Tree vs. Schefflera: Which Is Safer for Cats?

Many pet owners confuse the Money Tree (Pachira aquatica) with Schefflera (Umbrella Plant), but there is a key difference:

Schefflera contains insoluble calcium oxalates, which can cause severe irritation if ingested by cats. If you’re looking for a cat-friendly plant, stick to the Money Tree and avoid Schefflera.

Pachira Aquatica Toxic to Cats: Myths vs. Facts

The Money Tree (Pachira aquatica) is often confused with other "money plants," leading to misconceptions about its toxicity. While some plants labeled as "money plants" can be toxic to cats, Pachira aquatica is confirmed to be non-toxic by the ASPCA.

Common Myths and Facts

Safe Houseplants for Homes with Cats

If you’re looking for cat-friendly plants, consider:

💡 Pro Tip: Avoid placing plants within easy reach of cats who love to chew.

Schefflera vs. Money Tree: Which Is Safer for Cats?

If you’re a pet owner looking for a safe houseplant, it’s important to know the difference between Schefflera (Umbrella Plant) and Money Tree (Pachira aquatica).

Key Takeaway: Money Trees are safe for cats, but Schefflera is toxic and should be kept away from pets. Always verify the plant species before bringing it home.

Final Thoughts: Are Money Trees Safe for Cats?

Money Trees (Pachira aquatica) are a safe and pet-friendly choice for cat owners. Unlike some other plants referred to as "money plants," they are classified as non-toxic by the ASPCA. However, while ingestion of small amounts is generally harmless, excessive chewing may lead to mild digestive issues such as vomiting or diarrhea.

For cat owners who want to maintain a pet-safe environment, it is essential to verify the scientific names of houseplants before introducing them to the home. Many plants commonly called "money plants," including Jade Plants, Golden Pothos, and Schefflera, contain toxic compounds that can be harmful to cats.

To prevent plant-chewing behavior, consider offering safe alternatives such as cat grass or catnip, and use deterrents like citrus peels or bitter sprays to keep cats away from houseplants. Additionally, avoid using chemical fertilizers or pesticides that could pose health risks.

By choosing pet-safe houseplants and implementing preventative measures, cat owners can create a green, cat-friendly home without compromising their pet’s health.

Key Takeaways

1. Money Trees (Pachira aquatica) are non-toxic to cats – Classified as safe by the ASPCA, but large ingestion may cause mild digestive upset.
2. Not all "money plants" are safe – While Pachira aquatica and Pilea peperomioides are safe, Crassula ovata (Jade Plant), Epipremnum aureum (Golden Pothos), and Schefflera arboricola (Umbrella Plant) are toxic.
3. Symptoms of ingestion are usually mild – If a cat eats a Money Tree, it may experience vomiting, diarrhea, drooling, or mild lethargy, but symptoms typically resolve within 24 hours.
4. Cats chew on plants for various reasons – Common causes include curiosity, boredom, teething, and hunting instincts. Providing safe alternatives like cat grass can help prevent plant chewing.
5. Some plant care practices can be harmful – While Money Trees are safe, fertilizers, pesticides, and some soil additives like perlite may be toxic to pets.
6. Preventative measures can help protect cats – To discourage plant chewing, use deterrents such as citrus peels, bitter sprays, hanging planters, and positive reinforcement training.
7. Seek veterinary care if symptoms persist – If a cat experiences severe vomiting, prolonged lethargy, or difficulty breathing after ingesting a plant, a veterinarian should be consulted.
8. Consider pet-safe houseplants – Instead of toxic plants, opt for Spider Plants, Areca Palms, Boston Ferns, Calatheas, or Money Trees to create a cat-friendly home.
9. Always verify the scientific name before bringing a plant home – The term "Money Plant" is used for multiple species, some of which are toxic to cats.

Frequently Asked Questions (FAQs)

Can a Money Tree Kill a Cat?

No, Money Trees are not poisonous enough to cause severe harm or death. If a cat eats a large amount, it may experience vomiting, diarrhea, or lethargy, but symptoms are generally mild and temporary.

Are Money Trees Toxic to Cats and Dogs?

No, Money Trees are safe for both cats and dogs. However, consuming large amounts may cause minor stomach upset.

Why Does My Cat Keep Eating My Money Tree?

Cats chew on houseplants for several reasons, including:

1. Curiosity – Exploring new textures.
2. Boredom – Lack of stimulation.
3. Nutritional Seeking – Searching for fiber.
4. Playfulness – Swatting and chewing mimic hunting instincts.

If your cat frequently chews on plants, consider offering cat-safe alternatives like wheatgrass or catnip.

What Happens If My Cat Eats a Money Tree Leaf?

If your cat eats a small amount, it may experience mild vomiting, diarrhea, or drooling, but serious toxicity is unlikely. Ensure your cat has access to fresh water and monitor for any prolonged symptoms.

What Should I Do If My Cat Eats a Money Tree?

Since Money Trees are non-toxic, follow these steps to ensure your cat’s safety:

1. Check for Symptoms – Watch for vomiting, diarrhea, or drooling.
2. Remove Excess Plant Material – Prevent further ingestion.
3. Provide Fresh Water – Encourage hydration.
4. Monitor Behavior – Observe your cat for 24 hours.
5. Contact a Vet – If symptoms persist beyond a day or worsen, seek medical advice.

Are Chinese Money Plants Toxic to Cats?

No, the Chinese Money Plant (Pilea peperomioides) is non-toxic to cats, making it a great choice for pet-friendly homes.

Is a Braided Money Tree Toxic to Cats?

No, a Braided Money Tree is simply a styling technique for Pachira aquatica and does not affect its toxicity. Whether braided or unbraided, the plant remains non-toxic to cats.

Are There Any Risks Associated with Money Trees for Pets?

Although Money Trees are not toxic, there are some risks:

1. Excessive Chewing – May lead to vomiting or diarrhea.
2. Fertilizers & Pesticides – Chemicals used on the plant may be harmful.
3. Soil Additives – Some soils contain perlite or fertilizers that could irritate a pet’s stomach.

How Do I Keep My Cat from Eating My Plants?

To prevent your cat from chewing on houseplants, try the following methods:

Which Houseplants Are Safe for Cats?

If you want a cat-friendly home, consider these non-toxic plants:

Are Money Trees Poisonous to Dogs?

No, Money Trees are not toxic to dogs. However, if a dog ingests a large amount, it may experience mild stomach upset.

Can Money Trees Cause Allergies in Cats?

While not common, some cats may develop mild irritation if they chew on the leaves. Symptoms could include:

1. Slight oral irritation
2. Increased salivation
3. Temporary nausea

If you notice persistent allergic reactions, consult a veterinarian.

Can I Keep a Money Tree in My Bedroom If I Have a Cat?

Yes, Money Trees are safe to keep indoors, including in bedrooms. However, if your cat is a habitual chewer, place the plant out of reach or use deterrents.

How Long Does It Take for a Cat to Recover from Eating a Money Tree?

Most cats recover within 24 hours after eating a small amount of the plant. If symptoms persist or worsen, seek veterinary care.

How Can I Make My Houseplants Cat-Safe?

To ensure all plants in your home are pet-safe:

1. Choose non-toxic species.
2. Avoid using chemical fertilizers or pesticides.
3. Keep plants out of reach if your cat is a habitual chewer.
4. Offer safe alternatives like cat grass or catnip.

Should I Keep a Money Tree If I Have Cats?

Yes! Money Trees (Pachira aquatica) are safe and can coexist with cats in a household. However, pet owners should:

✅ Monitor for excessive chewing

✅ Use non-toxic fertilizers

✅ Provide safe alternatives like cat grass

By choosing pet-safe plants and implementing preventative measures, cat owners can enjoy indoor greenery without compromising their pet’s safety.

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