Steps to Save Money on Windshield Replacement

Understanding Your Insurance Coverage

Check Your Insurance Policy

One of the first steps is to understand how your windshield replacement fits into your insurance plan. Many major insurance providers offer policies with deductibles as low as $50 for windshield replacement. According to the Insurance Information Institute, comprehensive coverage often includes glass repair and replacement, but the specifics can vary (source).

Communicate with Your Insurance Provider

If you have questions about how your payment will be handled, it's best to contact your insurance provider directly. Miscommunication between the auto glass company, the customer, and the insurance provider can lead to out-of-pocket expenses. Ensure that both the auto glass company and your insurance provider are aware that you want your insurance to be billed.

Avoid Insurance Referrals

While it might seem convenient to use windshield replacement services recommended by your insurance company, these often come with out-of-pocket costs. Instead, search for local services that are willing to work directly with your insurance provider without additional expenses.

Choosing the Right Auto Glass Company

Look for Companies That Waive the Deductible

Your goal should be to find an auto glass company that aims to provide service to car insurance holders while waiving the deductible. This can significantly reduce your out-of-pocket expenses. Larger insurance providers often have policies that offer at least a $50 deductible, but some companies may waive this entirely.

Verify Insurance Billing

When you take your vehicle to the auto glass service for replacement, double-check that they have the correct information for your insurance company and that they have contacted them. It can also be beneficial to contact your insurance provider to ensure that the auto glass service has made contact.

Additional Tips to Save Money

Understand Your Policy

If you're unsure about what your insurance policy covers regarding windshield replacement, contact your insurance provider to inquire. A solid understanding of these factors can save you money when it's time for a repair or replacement.

Local Services in Phoenix, Arizona

For those in Phoenix, Arizona, there are various windshield replacement services willing to work with you to provide the best financial and vehicle service. Researching local options can help you find the most cost-effective solution.

Interesting Stats

• Windshield Damage: According to the National Windshield Repair Association, 30% of all auto insurance claims are for windshield damage (source).
• Cost of Replacement: The average cost of windshield replacement in the U.S. ranges from $200 to $400, depending on the vehicle make and model (source).
• Insurance Coverage: Approximately 78% of U.S. drivers have comprehensive coverage that includes glass repair and replacement (source).

Conclusion

By understanding your insurance policy, communicating effectively with your provider, and choosing the right auto glass company, you can save a significant amount on windshield replacement. Always verify that your insurance will be billed and avoid out-of-pocket expenses by doing thorough research and making informed decisions.

For more information on auto insurance and windshield replacement, visit the Insurance Information Institute and the National Windshield Repair Association.