Student Refinance Lenders.

I also plan to periodically update the information whenever new lenders and or new programs become available. Here in the USA, no one needs to tell us how difficult it is to shoulder student loan debt month after month, year after year, and yes for some it actually translates into decade after decade. I thinks it’s great that this issue is slowly but surely gaining more in the way of media exposure than in the past, and we all need to do what ever we can to make life less of a burden on our graduating student as they enter the work place.

At the last time researched, good lenders are as follows:

#1 Citizens Bank…. Was offering fixed rate loans at 4.74% to 9.39%. Undergrads could borrow up to $150,000 and Grad Students up to $170,000.

#2 Common Bond….Was offering fixed rate loans at 3.5% to 7.49%   Dollar amounts were from $10,000 and had no maximum amount.

#3 RISLA……………..Was offering fixed rates of 4.24% to 5.74% , with a co signer. 5.28% to 9.49% without a co signer. Loans were $7,500 to $150,000. MBA grads as well as Law grads could borrow up to $175,000, and Health professions grads could borrow up to $225,500.

It really would make sense, if possible, to consolidate all of your student related debts into one loan package. Having one place to pay is less hectic, less stressful, and leave you with only one entity to deal with in the event you encounter some form of difficulty. It also makes sense to schedule payments around your pay dates. It has been known to have a two payment per month payment plan that takes dollars out of your checking account one or two days after each direct deposit of your payroll is made. That way such a payment plan is seamless, and to a cedtain extent, relatively painless. I have been told by some people that they do not even feel that type of plan at all.  It is mechanical, happens so fast, and takes care of business in a way that allows the borrower to just coast through the process month after month.

If you are a person that has several separate loan obligations, i would highly suggest an ebook. These days ebooks are available almost on a daily basis, fresh from being drafted, and many at less than three dollars each. Treat your loan situation as a business, and gather supporting materials that will guide you in making sound decisions regarding your student debt.