The Vaya Prepaid Credit Card from BankFirst -- What You Need to Know

BankFirst issues the Vaya prepaid credit card, which is considered to be a very cost effective credit card for the consumer. The Vaya card is issued as a MasterCard, so it is accepted the world over by merchants, restaurants, transportation companies, and so on. The Vaya prepaid card has a lower than normal application fee, so this card tops the search list for cards that are preferred by consumers.The Vaya prepaid credit card online card management program is one of the most comprehensive. E-mail or phone alerts can be set up to notify the card holder of any activity, which is very valuable info that can eliminate fraudulent activity.  Free daily alerts informing the consumer of  the card balance, activities, and payments are also available. Routine bill payments can also be made using the Vaya prepaid credit card for the low, reasonable charge of fifty cents per bill paid.Among prepaid credit cards, the fee and cost structure varies widely. Some of the lowest fees in the business are found with the Vaya prepaid credit. There is a forty nine dollar one time application fee, which is about half of what is normally charged. The monthly fee is under six dollars, which is about a third less what is typical. Most funds loading methods are processed at no charge at all, which is a service not available with most cards. Signature card purchases are processed with no fee live customer service calls are also free of charge.There is no charge to load funds to the Vaya prepaid credit card, which is unique in the world of prepaid cards.  The company also offers a referral program, paying a twenty five dollar bonus for a successful referral, with no limit on the number of referrals that a card holder can earn. Additionally, customer services such as e-mail alerts and online account management make this card an attractive option.Parents have found that the Vaya prepaid credit card is a very efficient method to provide funds to their children when they are traveling or living away from home (at school, for instance).  At the other end of the age spectrum, many adult children are using the Vaya prepaid credit card to allow them to monitor the finances of older parents (who may not be quite capable of handling their finances), while still giving those parents the dignity and independence of using a MasterCard that is accepted at a long list of merchants worldwide. In all, consumers find that the Vaya prepaid credit card is one of the least expensive and most convenient prepaid cards available on the market today.