Now that the biggest shopping season of the year is in ... it might be a good time to create a holiday budget. I'm sure there are lots of names on your list, but ... can find gifts that
Now that the biggest shopping season of the year is in fullswing it might be a good time to create a holiday budget. I'm sure there are lots of names on your list, but hopefullyyou can find gifts that won't put a big dent in yourpocketbook. I've come up with a few good ideas that mighthelp.Make your Own. Everybody loves a homemade gift. It meansthat you really put some time and thought into it. You canmake your own bath salts, bubble bath, brownie mixes and more! Choosean inexpensive jar, add a ribbon and you've got a really coolgift that didn't cost a fortune. You can find the recipes tothese homemade gifts here:Pioneerthinking.com And I've got some homemadestocking stuffer ideas here: money-saving-tips.blogspot.comIt's probably too late to start this idea for this holiday seasonbut you can plan ahead for the next. After Christmas is one of thebest times to buy gifts. Almost everything is marked down-sometimesas much as 50%. So create a list for next year and hit the shopsafter Christmas!If you have a talent share it with others. You could give "gift certificatesto those on your list. Do you play the piano? Offer free piano lessons.Are you good with kids? Offer free babysitting for a day. Are youwell organized? Offer to clean someones house. Do you workon cars? Offer a free oil change. These gifts cost no money to give but could be some of the most well received gifts!You could take the above option a step further buy using yourservices to barter for a gift. If your neighbor sells candles and youwould love to get two or three for your sister-in-law maybe youcould barter your services. Offer her a free night of babysitting.Or maybe there's a gift in your closet that you recieved last yearthat you got one too many of. Offer that to her in exchange for a candle.Remember the holidays aren't about buying the most expensivegifts. They are about sharing traditions and making memorieswith those you love.
Save Money On Your Grocery Bill
Save Money On Your Grocery ... all heard about certain ways to cut your grocery bill ... the grocery store when you're hungry, using coupons ondouble coupons day, and buying only the itHow Will Check 21 Affect You?
You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. If you're like me, this maybe ... you hadn't heard about until just ... TheCheck CleariThe Joy of Anticipation: A Family Christmas Countdown
The holiday season is a time of nostalgia and warmth, evoking cherished memories not just of the gifts we've received, but more so of the anticipation and joy that filled our hearts as we awaited Christmas Day. It's this spirit of eager expectation, wrapped in love and acts of kindness, that truly embodies the magic of Christmas. As we prepare for the festivities, it's essential to impart the true essence of the season to our children, ensuring that the wonderment they experience is grounded in love and service. This year, I've decided to create a Christmas Countdown calendar to foster this spirit, filled with daily activities that bring us together as a family and spread cheer to others. Here are some creative ideas to inspire your own countdown and make every Christmas magical.