Account Now Visa - Review

The Account Now Visa is a prepaid debit card. You deposit money and then use your card to make purchases, pay bills or withdraw cash.

100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.

This card works like a checking account. You can use your card to make purchases and you can also write physical checks from your account.

There is a free service to all account now card holders called bill pay. This service gives card holders the ability to have a real paper check sent to a business or individual. To do this you simply go online and fill out the name, address and amount of payment and then a real check will be mailed to that business or individual.

This is a great option to pay your bills. The first seven checks each month are totally free. Then there is a small fee of $1.00 for each additional check. However your card can also be used to pay bills and make purchases online and over the phone.

Bill Pay works hand and hand with credit builder. When you make a payment using bill pay then credit builder will make a notation of that payment with a credit reporting service. This is a method for you to build positive payment history and a way to prove credit worthiness to future lenders.

You can put money on your card by enrolling in direct deposit. To enroll you only need to fill out a form and turn that into your employer. Then your paychecks will automatically be deposited on your card. With direct deposit you will receive free activation for your card.

You can also place money on your account by making a deposit through money gram and western union. A deposit using western union is free if the amount is over $300, with money gram you will be charged $3 and some change per deposit.

You can deposit money using a green dot money pack too. To do this you must visit a green dot retailer including walgreens, cvs and wal-mart and purchase a money pack for $4.95. Then you call 800-GreenDot and enter your account now card number and presto your card has been loaded with money.

Another way is to visit a ready link store, locations include safeways and 7-Elevens. You tell the cashier you want to add money to your account now visa and give the cashier money. The cashier swipes your account now visa accepts your money and you have deposited funds on to your credit card.

This card will give you online monthly statements, however you can also request to have paper statement mailed to your home if you want. A great benefit of this card is you get zero liability, this means if your card is stolen or used to make unauthorized purchases you will not be held responsible.

In sum the account now visa is the best prepaid credit card available. It works just like a checking account and you get free bill pay, free credit builder and free activation.