Green Dot Prepaid Card

The Green Dot Credit Card is a prepaid credit card. It is frequently used by individuals that don't have a checking account.

Card holders receive free direct deposit; this can save you money on expensive check cashing fees. It is accepted at millions of locations world wide.

There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.

It is accepted over the phone and online. Your cash can be accessed at 900,000 ATM locations in 120 different countries.

It does have a reload fee of $4.95 when you use MoneyPak. Common criticisms are; the amount of fees and poor customer service.

MoneyPak's can be purchased at many retail locations including; Wal-mart, CVS, Kroger, Walgreens and many more. It does carry a $2.50 ATM withdrawal fee and a $9.95 card activation fee.

This card is issued by Columbus Bank and Trust Company and comes as a Visa or MasterCard.

They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.

Upon completion of your application you will be mailed a card in 7 - 10 business days. You can also purchase this card at many retail locations.

Parents have found this card useful to teach their children money management skills. Additionally it is an easy way to send students money that are away at school.

This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.

You use it to pay your bills. Additionally it will give you a convenient way to track your spending and stay within a budget.

In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.