Affordable health insurance is not easy to find. With the implementation of healthcare reforms, consumers have to buy health insurance independently if they are not covered by their employers or are not eligible for any government-sponsored program.
In wake of such rules,
it becomes hard for individuals to start looking for an affordable yet comprehensive health insurance that can be within the budget buy provide required level of coverage.
The residents of Vermont are not spared from this requirement and they need to buy a health insurance policy to make sure they do not face penalties. However, there is some light in this issue.
For the residents of Vermont, MVP offers quality, affordable health insurance option. There are two plans offered to the individuals in Vermont who are not covered by a group plan—ViiP and Catamount. Consumers are free to choose any of these plans based on their needs and budget. The offer is to make sure that the consumers enjoy peace of mind while they search, compare and buy health insurance based on their individual needs.
ViiP Health Plan
Vermont Individual Indemnity Plan (ViiP) is a very good choice for college students, entrepreneurs, individuals who are between jobs or not covered by a group plan. Consumers have the option of buying this health plan on a month-by-month basis, so there are no long-term commitments, which sometimes individuals do not prefer.
Features of ViiP plan offered by MVP:
1. It is ideal for college students, entrepreneurs, people in-between jobs, and anyone not covered by a group health insurance plan
2. The plan offers primary care and hospital visits, prescription coverage, urgent and emergency care, coverage for college students – at home or away at school.
3. 24/7 Nurse Advice Line – expert advice just a phone call away and offered all weekend long
Catamount Choice Health Plan
Catamount health plan is offered in partnership with the state of Vermont. This plan offers affordable coverage for individuals and their families, and includes preventive and urgent care, primary care and hospital visits, and preventive dental for kids and adolescents. There is no consideration of income of the individuals at the time of enrollment and the plan is available to all the residents of Vermont.
Depending on the income and family size, consumers might be eligible for discounted rates.
Features of Catamount Choice:
1. It offers primary care/hospital visits, prescription drug coverage, free wellness visits for children under 18, preventive dental for kids and adolescents, and urgent care.
2. Care management programs to help the consumers manage common diseases.
3. MVP’s PersonalAdvocate – a Registered Nurse that consumers can call to discuss health questions and concerns 24/7
The residents of Vermont can buy any of these health insurance plans based on their needs, requirements, budget and level of coverage they need. MVP has really provided wonderful solutions in solving the problems faced by the residents of Vermont while buying individual health insurance when group health insurance is not available.
