Chase Credit Cards: A Vast Selection With Leading Terms

When it comes to getting credit cards, there is no shortage of options available to choose from. In a way, that is a problem, with so many to consider the mind boggles. But amongst the leading brands are Chase credit cards, which have established a reputation for providing what cardholders need, rather than what they want.Their vast selection boasts some of the best terms available on the credit card market, and it can take some time to study the incentives that are available with them - though they typically include cash back rebates and travel, gas or grocery discounts.But how knowledgeable are consumers of Chase? And exactly what to they offer consumers who are looking for a card that really suits their needs. Fast approval online? Sure, they offer that as standard, but there is more.Who Is Chase?For those who might not be in the know, Chase credit cards are issued by the Chase Manhattan Bank, which is based in New York City. Despite its name, the bank is anything but a regional or state bank, and is in fact one of the largest financial institutions in the world. It is a subsidiary of the financial services firm, JPMorgan Chase.It continues to grow, and in 2004 merged with Bank One, the largest bank in Chicago at the time. It also acquired the majority of the assets of Washington Mutual in 2008, thus making it one of the most powerful financial institutions in the country with total assets of over $2.3 trillion.What this means for consumers is that the widest range of credit card options are available to them, with over 250 to choose from. These can be accessed online, and with the introduction of the instant approval program, Chase also boasts fast approval online that few competitors can match.What Chase Bank OffersThe selection of Chase credit cards includes some 250 cards in total, with many of them designed specifically to fit the needs of different types of consumers. Whether a small business owner, a college student or an everyday consumer, there is a card tailored for them.The idea that one card is not a good fit for everyone has helped to build its credit card business in recent years. And as one of the Big Four financial institutions in the US, it has managed to expand its interest in that sector dramatically.In brief, they offer 12 chief categories of cards, and subcategories in each, reflecting the diversity in the consumer world. And with each card there are different incentives and reward schemes to suit the particular cardholder. All, however, boast fast approval online.Incentives To ExpectSuch a diverse selection means the right Chase credit card is out there for everyone, with customized offers providing specific financial benefits. For example, Chase Balance Transfer cards are the most popular, allowing cardholders to consolidate existing debt by gathering balances from other credit cards onto one. With an introductory offer of just 0% APR and low transfer rates, they offer a break to those in serious credit card debt.The Chase Business credit cards provide higher credit limits, with the option to provide employee credit cards, with detailed monitoring services. Meanwhile, Rewards credit cards are also popular, offering everything from travel rewards to cash back rebates.There are plenty of other incentives too, making fast approval online just the tip of the benefits iceberg. But always be sure to read the terms and conditions carefully before applying.