Choosing a financial planner is a very important decision. Who will you trust to handle your life savings and plan your financial future? The fact that someone claims to be a financial planner does not qualify him or her to handle your money. They must have the proper certification, experience and knowledge.
The Four Cs of choosing a financial planner
1. Credentials
2. Compensation
3. Characteristics
4. Customer service
In conclusion, a financial planner works for you, and should be compatible with your personality, risk tolerance and financial goals. Make sure that your hard earn money is in good hands. Interview potential planners, ask for references and call at least 3 of those references.
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Should Real men do housework?
Though we live in the new millennium, studies show that women continue to do a majority of the household chores. Since the 1950s, the mainstream of thinking has not shifted significantly from women being responsible for housework. One reason for this lack of change can be attributed to male stereotypes in the media. It is not masculine to clean; have you ever seen the Terminator washing dishes or James Bond clean floors? In the movies; masculine men blow things up, drive fast cars, use the latest gadgets and have women fawning all over them. These images run through your man’s head, when he’s asked to throw out the trash. It’s true real men are capable of doing housework, but in the real world they chose not to. Let’s look at some of the reasons why?
Eight ways to sink yourself financially
1. Don’t focus on your financesThe reason most people get into debt is because they don’t spend enough time focusing on their finances. You need to get a grasp of where you’re at financially, keep track of your income in relation to expenses and spending habits.
