Every college student should have a credit card that is specifically designed for them. These college student credit cards offer great rewards programs and opportunities for all students.
If you are a student that is looking to build your credit history while earning rewards from everyday purchases then a college student credit card is what you are looking for. Student credit cards are a great way for a student to start building their credit history while they are still in college. These types of credit cards also offer special features to their users such as fraud protection, travel accident insurance, auto rental insurance and travel emergency assistance just to name a few. You can also receive discounts and rewards for purchases made at select merchants and retailers. Rewards can be earned when you shop at select book stores, record stores, video rental stores and movie theaters with certain cards. Select college student credit cards also reward their users for on-time payments and maintaining a high GPA with bonus rewards points that can be for discounts towards purchases.
Citi mtvU Platinum Select Visa Credit Card for College Students
If you are a college student that is looking for a credit card that offers great rewards while building your credit then the Citi mtvU Platinum Select Visa card is perfect for you. The points earn from this card can be redeemed for gift cards, CDs, VIP mtvU Spring Break Passes, tickets to the MTV Video Music Awards, airline tickets and discounts on purchases at the MTV online store and the MTV New York City Store. Users will earn 5 points per dollar spent at participating restaurants, bookstores, record stores, movie theaters and video rental stores. College students using this card can also earn 25 bonus points for making payments on time and up to 2000 extra pints per semester for maintaining a high GPA. This card offers many platinum benefits along with an interest free introductory period and no annual fees.
Citi Driver’s Edge Card for College Students
If you are a college student that drives a lot then the Citi Driver’s Edge Card for College Students credit card is right for you. The Driver’s Edge card allows users to earn points for every mile they drive along with purchases made that can be used towards the purchase or lease of a new or used vehicle. You can earn $1 for every 100 miles you drive and the rebates can be used towards payments, maintenance, service and repairs on your vehicle. Aside from earning points for driving, you can also earn a 3% rebate for purchases at supermarkets, drugstores and gas stations and 1% on all other purchases. The Driver’s Edge credit card offers an interest free introductory offer for six months and no annual fees although the interest rate is slightly above average after the offer ends.
Poor Credit Credit Cards
Credit cards for people with poor credit are a great way to rebuild your credit.
What is Two Cycle Billing?
The term “two cycle billing” may not be common knowledge to all credit card users, but it is a concept that everyone should be aware of. Some issuers have been moving away from the average daily billing cycle and changing over to the two cycle way of calculating the interest earned on balances. Two cycle billing does not greatly affect users that tend the carry a balance, but it does however affect cardholders that pay there balance off monthly.
Low Interest Rate Credit Cards
Review the Pulaski Bank Visa / MasterCard and the Bank of America Rewards American Express Card. Both of these cards feature an outstanding low interest rate that everyone can take advantage of.
