Review the Pulaski Bank Visa / MasterCard and the Bank of America Rewards American Express Card. Both of these cards feature an outstanding low interest rate that everyone can take advantage of.
When looking through credit card offers, it is important to look past the teaser introductory rate and find the actual interest rate associated with the card. The interest rate is the actual rate you will pay on transactions for the life of the card. There are two types of interest rates available: fixed and variable. A fixed rate is the preferred way to go because the rate will always stay the same for as long as you have the card. With a variable rate card, the interest can go up over a period of time based on the issuer. This is bad because you might start with a low interest rate, but end up with a high rate over time. When looking for a new credit card, the key is to look for a low interest credit card offering a fixed rate.
Below are the reviews of two low interest rate credit cards with fixed rates.
Pulaski Bank Visa / MasterCard
The Pulaski Bank Visa/ MasterCard is a great card for users who are looking for a low cost, low interest credit card and have an average credit history. This card offers an attractive introductory rate of 0% for the first six months on balance transfers and purchases. The best feature of this credit card is the low interest rate. Users can receive a fixed interest rate of 7.99% on purchases, cash advances, and balance transfers. This is great for those who plan to carry a balance from month to month. Aside from the rate, this card has an annual fee of $35, which is very reasonable considering the low rate. The only downside to this card is the fact that there are no extraordinary benefits offered, which is not an issue for most users. The Pulaski Bank Visa/MasterCard is an ideal card for users who want a low interest credit card and don’t mind the lack of special benefits.
Bank of America Rewards American Express Card
Poor Credit Credit Cards
Credit cards for people with poor credit are a great way to rebuild your credit.What is Two Cycle Billing?
The term “two cycle billing” may not be common knowledge to all credit card users, but it is a concept that everyone should be aware of. Some issuers have been moving away from the average daily billing cycle and changing over to the two cycle way of calculating the interest earned on balances. Two cycle billing does not greatly affect users that tend the carry a balance, but it does however affect cardholders that pay there balance off monthly.Hilton HHonors Platinum Credit Card Review
Learn about the advantages for owning a hotel rewards credit card and read a review of the Hilton HHonors Platinum Credit Card from American Express. This credit card allows you to earn rewards on all of your Hilton stays.