Credit card information and advice

What should I do if I have forgotten my PIN?

 

In principle, all financial institutions require that you should keep the credit card and PIN separately to keep it safe. Nevertheless, it can happen that one may forget the PIN, such as during stress. In such case, the cardholder should first exhaust all possibilities at home, where he has secured the PIN. If you still cannot retrieve it, you can check with the financial institution, whether it is possible that you will be notified by the bank about the secret password again. However, this will not work in most cases, especially when there is no bank office. In this request, and in most cases, the cardholder can have a new credit card and a new PIN. But before the old credit card is pulled in, the old one must destroyed by the financial institution. The old PIN does not exist anymore.

 

How safe is a prepaid credit card?

 

As owner of a credit card, you should avoid in any case being too careless with the card because it is ultimately your own money, which is at risk if reacted with careless handling of the credit card. With proper care, a prepaid credit card is relatively safe. If you get a card for the first time in the hand, one should necessarily sign the card immediately. Thus, in the long  run, you are already certain that the card cannot be signed by an unauthorized person. Then you should not leave the prepaid credit card to anyone else for no reason. Furthermore, the PIN should never be used to open a door of the financial institution. No financial institution requires the PIN to open the front door. The cardholder should always make sure that when entering the PIN no one is watching. If necessary, he should ask the person behind to back off a bit. Therefore, the card holder must ensure that the emergency number t to block the card is always handy. The cardholder should not deposit his credit card anywhere, not even in security.

 

Where can we all pay with a credit card?

 

With a credit card you can pay anywhere where this type of credit card is accepted. This is now almost everywhere. However, there are some companies where a credit card cannot be fully exploited. Thus, for example, the credit card can be used at gas stations only to a sum of one hundred Euros. The balance that goes beyond this one hundred Euros must be paid in cash. But in other shops, there are certain restrictions. Some business credit card will only allow up to a maximum of two hundred Euros. If this amount is over the limit, in many shops, you have to pay the full amount in cash. But in small shops, it is not accepted in most cases. In many laundries, you still have to pay with cash, because they have no electronic card readers. Also, most owners of a small kiosk or small food stalls refuse because this business does not pay for the thing.

Normal 0 false false false EN-US ZH-TW X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin-top:0in; mso-para-margin-right:0in; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi; mso-fareast-language:ZH-CN;}