Get The Best Deal When Your Auto Insurance Is Due For Renewal

Checking for a better deal before renewing your auto insurance is one of those niggly little things that many people never get around to. After all, it takes time which is short supply for many of us at the best of times. Instead, many of us simply let our current policy renew without even seeing if we could have got a better deal somewhere else. However, looking around for the best deal really isn't that painful.

In this age of the world wide web, the most convenient way to shop for a better car insurance policy is to go online. Many insurance companies can now offer you a quote at any time of the day or night via their website. Of course, if you'd rather speak to someone in person, you can get all the information you need from the website and you can just ring them.

Remember, if you are thinking about switching companies, the very first thing to do is to get comparison rate quotes from several companies to ensure you are getting the best deal. 

When giving information make sure you are completely truthful so you get an accurate and realistic quote. The new insurance company will only find out about any accidents or traffic tickets anyway, so you would be committing fraud if you didn't divulge this information. When applying for comparison rate quotes, make sure you very carefully compare the coverage you have with your current auto insurance company to what is going to be available with any new company.

Once you have compared quotes and signed up with a new company, you must cancel your old policy as soon as the new one starts. If you don't cancel your old policy then your old auto insurance company will automatically assume you still want their coverage and they will be expecting to receive premiums from you.  When they don't receive those premiums they will try and contact you and eventually cancel your policy due to unpaid premiums. They may then report your lack of auto insurance coverage to the Department of Motor Vehicles of your particular state. This could affect your credit rating and your ability to get a new policy.