Lloyds TSB internet banking has been voted best online banking provider for 2011. There online experience says it all.
If you want to pay for something you can do so in a couple of ways. You can pay in cash or use a check. With cash you have to actually hand it over to someone be it the person you’re paying or an agent of the company you’re paying. It’s quite a hassle and you wind up using a lot of your time running back and forth.
You can pay by check and it’s a lot better than paying with cash. You simply have to write out a check and send it to the entity you want to pay to. However, you still need to write it out, make sure it’s in an envelope, have the proper postage and drop it off the nearest post box or nearest postal service station. It may be a bit easier but it can still be a hassle.
Or you can simply do what other Lloyds TSB customers do – pay people or their bills online. Online bill pay is available to you when you sign up and use Lloyds TSB internet banking service. With it you can transfer funds or pay anyone, anywhere at any time.
Simply sign up to for the internet service – it only takes a few minutes and you only need to enter your account information to register. Once you’re in you can start paying anyone off electronically.
Paying someone off is very easy. Just click on the “Make a Payment” option and choose the recipient you want to pay or send money too. Then enter the amount you want to pay and when you want it sent. The recipients you input manually and will include details as to their name and company information if it’s a company.
With the bill manager you can view, pay and manage your online bills. You can receive your bill electronically and get an email alert once a bill has arrived and ready for you to view.
You can also manage your direct debits and standing orders online. Direct debits is the agreement between you and a billing company that allows that company to regularly take money from your account. It’s automated so you don’t have do anything to it. With the internet banking service you can view and cancel the direct debits to your account.
Standing orders on the other hand is another thing altogether. Unlike with the direct debits the amount being paid is fixed such as rent or mortgages. You can set this up online and even change the parameters like amount and the date when it is being sent.
Depending on how the beneficiaries account is set up, they can receive your electronic payment within the day. If not you need to give it at least 3 working days for your payment to reach them and get processed. If you want to be sure send your payments out at least three days before the deadline so you’re assured you payment gets credited to your account properly.
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