If you are interested in purchasing an electronic check conversion system for your business, one of the first things you’ll want to consider is the cost.
Each check reader will cost between $100 and $1,500, depending on the overall capability of the machine and what specific features you need. More expensive devices are able to store more data, as well as print text on the checks themselves for better integration with your POS terminal.
In addition to purchasing the check readers, you’ll have to pay a $50 application fee to install the equipment at each of your locations.
The cost of electronically reading and converting checks will usually come to between $0.15 and $0.25 per transaction, with a minimum monthly charge of $25 to $40. Vendors may also charge a small percentage of the value of each check processed.
Check verification will generally cost an additional $0.15 to $0.25 per successful transaction, along a monthly fee of $20 to $30 for reporting, statements, and system access.
Before you take the plunge and buy a check reading system for your business, it is a good idea to add up your current check processing expenses, and determine whether electronic conversion will represent significant cost savings for your business.
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