Shopping, shopping and more shopping that, people just enjoy shopping and gone are the days when people would carry money with them.
Welcome ‘Plastic Money’ or credit cards that can be carried anywhere and all you need to do is just swipe. Companies lure the shoppers with thousands of credit card offers that assure a better shopping experience to the shoppers.
The age old method of carrying too much money in the pocket and a robber comes in and snatches away the wallet or purse. And no one is able to get hold of him, all in vein money once gone is gone. Now the new trend of credit cards has helped the world make a simple, compact and secured world. The robber snatches your wallet or purse and gets away. You call up the bank and block the card and the moment the robber is caught shopping at the nearby store next time, he is in jail (yeahhh!!) Talking of compatibility it fits in your pockets, bags or anywhere without any trouble. However the biggest question and only worry is in terms of security that can be played with if caught in the wrong hands.
You no longer have to worry about buying the right credit card with thousands of drooling credit card promotions done by banks around the world. Banks have come up with millions of cards to help the shoppers ease their payment experience. However the biggest problem lies in choosing the right one with ample of options and lack of solutions. Some banks over charge the fees ( you never know them until you apply) some are genuine and offer a good deal. There are many payment options that allows you to pay your bills under a specific period of time, if surpassed you are charged a certain amount of interest (that may hurt a lot!). Using credit cards for booking your air tickets, buying home appliances or paying the restaurant bills, the rectangular plastic cards can just do wonders. Ideally the question is whether you can afford them or not?
The hardest time when it comes to credit card is the payment, you have a salary of $1000 and you make a $10000 bill buying dresses and Gucci bags for your girlfriend things are not good on your side. Given the limit of over $10000 doesn’t mean you mercilessly use the card and find yourself in the defaulters list of the bank. The best solution is to spend wisely and calculate your budgets. Online shopping is also a good way to mark your spending and keep a hold on your spending spree. Even while going shopping keep a track of your budgets and buy accordingly (your girlfriend can wait for an Armani designer wear) Beauty of credit cards are imminent and so is the darker side of the credit card offers, so the conclusion is to spend wisely and keep a track of your transactions.
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