Beware of companies that claim to offer you your free credit reports. Many of these comanies are out to take advantage of the average consumer by tricking them into signing up for unwanted products or services.
As the worlds economic crisis deepens more and more people are for the first time in their lives, having to deal with bad credit. And like a lot of average consumers, many of these people have never seen real copies of their credit reports before. Once someone decides to try to increase their credit rating one of the first things they usually do is try to find out how to get copies of their credit reports.
This is where a lot of companies who are out to take advantage of the average consumer come into play. Just because you see advertisements all over the Internet, T.V., and radio about getting free copies of your credit reports doesn’t mean that there isn’t some sort of catch to it. Over 99% of the time when searching for a company that can offer you your 3 major credit bureau credit reports for free you will be asked to purchase some other kind of product or sign up for a credit monitoring service in order to receive your free credit reports.
But if you are being asked to pay for something else before you get to see your “free” credit reports than is it really free? That is the question that many people are asking themselves after signing up for a credit monitoring trial just to see their credit reports. Only to find themselves paying a monthly fee for a service they never really wanted just because they forgot to cancel their membership in time.
More and more companies are taking aim at the increasing number of consumers whose credit is negatively being affected by the ongoing credit crisis. Even going directly through the credit bureaus themselves to obtain your credit reports can end up being very costly. There are some websites out there where you can learn the tricks of the trade when it comes to getting your free credit reports without being suckered into signing up for any kind of services like FreeOnlineCreditGuide.com. Don’t allow yourself to be fooled by these companies any longer.
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