Auto Accident Attorney Can Help You With Your Insurance Claim

Dealing with your car insurance company can be worse than the collision itself. You may feel helpless or that there’s no hope in arguing due to their power, but you can get some much needed control over the situation by hiring an auto accident attorney. Insurance companies are a business, so it is in their best interest to withhold as much money as possible from the insured, even if you are entitled to much more. In order to receive what you rightfully deserve, you and your attorney might have to fight.

There are several common problems that people run into when filing a claim with their insurance company. The first is when their policies are unknowingly changed without their knowledge. If you were never reasonably notified of changes and feel your collision should fall under the original policy you signed, you may want to get in touch with an auto accident attorney. These cases can be difficult to prove without sufficient evidence to back up the claim. Another unreasonable action by insurance companies is penalty for delaying notification of a collision or injury, which may require you to contact them with details or provide information within a certain time frame before they no longer have obligation to cover the claim. Unfortunately, if you’ve suffered from great injury you may not be able to get in touch within that specified frame.

Other reasons people find the need to reach out to an auto accident attorney include delayed payment on claims, unreasonable length of investigations to avoid payouts, coercing the insured to accept a low claim or even forcing them into a lawsuit to drag out the process, and withholding information regarding the claim and investigation. While you can attempt to point out these issues to your insurance company, you will likely be ignored. Having an auto accident attorney on your side is often enough in cases with strong evidence to reach an agreeable settlement. Sometimes; however, a very stubborn company will force you into court.

If you think your insurance company is being unjust, the first step you should take is to review your policy. Read all of the fine print and go over everything you’ve filled out as well. Take note of anything that might add to your case. You may want to use the Internet to help further your research as well. Some fly-by-night companies may insert illegal clauses or other statements that will not hold up against state laws. If you think you’ve found a reason for contention of their decision, you can try to talk with an insurance agent first to see if you can reach an agreement. If you are faced with another refusal or further difficulties, the next step is to file a formal complaint with your state’s department of insurance. They may rule in your favor, forcing the insurance company to meet your demands, or they may decline it. If it is rejected, the fight isn’t over yet; an auto accident attorney may decide that you have a reasonable case.